Pay by credit card.
Vendors get paid the way they want.

Plastiq gives you the flexibility to pay by credit card — even when your vendors don’t accept them. Plastiq sends your payments to your vendor as a domestic or international wire,  same-day ACH transfer, or overnight check — all in one place.

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How it Works

Simplify your invoices & extend cash flow at same time

Your vendors get paid on time, the way they get paid today. You can leverage your existing cards, short-term financing, or link your bank account to defer repayment to the last minute or your next card statement

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Add your vendors.

Through integrations with accounting tools like QuickBooks Online, uploading your invoices, utilizing Plastiq’s robust vendor network — tell us who you’d like to pay.

Pay How You Like
Pay how you want

Pay by credit card, bank account, or even get access to short-term financing — Plastiq gives you the flexibility to use whatever payment method you prefer.

Saving Wallet International by Streamlinehq
Pay your vendor how they prefer.

Choose your vendor’s prefer delivery method and send your payment by paper check, ACH, or wire — you can even send payments with same day delivery or internationally.

Same day delivery available

Plastiq can deliver your payment as fast as you need it. With optional same-day ACH transfers, overnight checks, international and domestic wires sent same day — Plastiq has you covered.
Delivery Methods

Extend your cash flow

Plastiq makes sure that your vendors get paid on time — while you get the benefit of extended cash flow. Use your card to extend repayment to your next billing cycle.
Delivery Calendar

Reconciliation made easy

Syncing directly to Quickbooks Online, Sage Intaact, Oracle Netsuite, and Xero — Plastiq will make sure you don’t end up with duplicate entries or manual updates. You can keep your Bills, vendors, and payments completely in sync.
Reconcillation

You’re always in control

With roles and approval permissions you can make sure that your approval practices are carried out digitally. Always be in the know when it comes to your businesses finances.
Persmissions
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No subscription fees
Plastiq accounts and access to all of the amazing features is completely free. You only pay the fees associated with sending payments.
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Automated bill capture
You can email, sync, or upload bills to Plastiq and we will automatically scan and enter all of the payment details for you.
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International payments
Send payments to 45 countries in 20 currencies. Choose between same or next day transfers and get sharable SWIFT and FedWire numbers to keep you in the know.
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Keep your finances secure
Plastiq uses world class security practices and by sending checks through Plastiq you can make sure your bank account information never makes it into the wrong hands.
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Plastiq on the go
With the Plastiq mobile app available on both iOS and Google Play, you are never more than a tap away from your financial pulse.   
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Earn rewards
Using cards where they aren’t typically accepted will unlock rewards and bonuses on your cards that you wouldn’t otherwise achieve.

The extended Plastiq Suite

Plastiq offers more than bill pay —
add card acceptance or scale your platform with embedded payments

There is no one size fits all approach to running your business — Plastiq’s card acceptance products respects the complexity of your business with tools that fit effortlessly into your existing process. Don’t let complex agreements and integrations prevent you from maximizing profit with your existing customers.

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Accept
Zero Merchant Fees, Easy Sign Up,
& Fast Deposits
Start accepting cards today at no cost to you — or choose to subsidize the fee for your customers. Plastiq eliminates the hassle and cost of complex agreements and programs — letting you focus on your business and not card processing.
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Connect
Embedded payments & card processing with both low-code and no-code solutions.
Our robust API will let you completely customize and own your customer’s experience. We also offer embeddable widgets that will get allow your customers to start paying in just hours.
connect-logos-partners
Connect Product

The extended Plastiq Suite

Plastiq offers more than bill pay — add card acceptance or scale your platform with embedded payments

There is no one size fits all approach to running your business — Plastiq’s card acceptance products respects the complexity of your business with tools that fit effortlessly into your existing process. Don’t let complex agreements and integrations prevent you from maximizing profit with your existing customers.

hp_accept_product_hero@2x_opt
Accept

Zero Merchant Fees, Easy Sign Up, 
& Fast Deposits

Start accepting cards today at no cost to you — or choose to subsidize the fee for your customers. Plastiq eliminates the hassle and cost of complex agreements and programs — letting you focus on your business and not card processing.
accept-logos-partners
Connect Product
Connect

Embedded payments & card processing with both low-code and no-code solutions.

Our robust API will let you completely customize and own your customer’s experience. We also offer embeddable widgets that will get allow your customers to start paying in just hours.
connect-logos-partners

What our clients are saying


"With Plastiq, I don't have to pay my Facebook advertising bill for January until April, freeing up cash flow and making my business run smoother."

Jason Rappaport, CEO


"Plastiq makes it so you don't have to worry about expenses until you've already made the sale."

Ronak Shah, Founder & CEO, Obvi, Consultant


“We’re using Plastiq for all payments that fall outside the weekly bill run. It’s a multi-faceted tool. I’m discovering new ways to leverage it. For me, Plastiq solves a lot of problems all at once.”

Todd Smith, VP Corporate Controller, Sunbasket

Security, Risk & Compliance

Protect your business with best-in-class security.

PCI & DSS Level 1 certified since 2015

Bank-grade security, military-grade encryption

Industry-best risk analysis for business protection

100% data privacy & tokenization for financial security

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SOC 2 Type II Compliant & Certified

Plastiq is backed by the power of Priority