#Zensurance Newsletter: April 5, 2024

Survey: A Shocking Majority of Canadians Would Sue a Small Business

A new national survey conducted by Zensurance finds that most Canadian consumers (69.3%) would sue a small business if injured in a slip-and-fall accident and 84.7% would if involved in an auto accident with a business vehicle.

Although 33% say it’s ‘un-Canadian’ to sue a small business owner, the majority of respondents found something they would sue a business owner over.

See what the top five reasons Canadians say they would sue a small business for and how insurance can help protect business owners. ⚖️

What Type of Insurance Does Your Pool Cleaning Business Need?

As the warm weather returns, Canadian swimming pool owners will open their watering holes to escape the heat.

They trust and rely on professional pool cleaners and technicians to remove bacteria, make necessary repairs, and maintain the recommended chlorine levels in the water to keep people safe.

It’s a significant responsibility and comes with several liability risks. Is your pool cleaning business ready for the upcoming season? 

Here’s what you need to know. 🏊‍♀️

Liquor Liability vs Host Liquor Liability: What’s the Difference?

Regularly selling and serving alcohol at your establishment or temporarily for a party or event presents numerous liability risks for business owners and hosts.

In either scenario, a business owner or event host can be liable for accidents, damages, and injuries to someone or others that are caused by an intoxicated person who consumed alcohol on your premises or at your event.

That’s why you need either liquor liability or host liquor liability insurance. But which one?

Let's explore the unique coverage offered by each, shining light on the importance of securing the right protection for your specific needs. 🍷

10 Ways to Prevent Shoplifting in Your Retail Store

Shoplifting is a seemingly small act, but it is a crime that has significant consequences for retailers. By taking merchandise without paying, individuals deprive small businesses of their rightful revenue and disrupt our economic chain.

An estimated 57% of small businesses dealt with theft or shoplifting in 2023. Furthermore, the Retail Council of Canada estimates that shoplifting costs Canadian retailers around $5 billion annually.

See our tips on how to spot possible shoplifters and the things you can do to prevent the theft of your merchandise. 🔒

4 Common Handyman Insurance Claims

No skilled tradesperson is immune from accidents, making mistakes, or experiencing unexpected damage or loss. 

Here are four claims handypersons typically face and how insurance helps protect their finances. 🧰