Year-End Planning and Sales Ideas
Crump Life Insurance Services
A Powerful Brokerage Partner. A World of Results.
As we close out 2023, it’s time to consider which goals motivate your clients. Do your clients want to:
Minimize taxes?
Plan for their retirements?
Plan charitable gifts?
Leave a legacy?
Year-End Planning Checklist
Remember, there still may be significant planning opportunities left to explore in 2023. This checklist includes many ways to minimize taxes and take advantage of annual planning ideas. Get checklist >>
Sales Ideas
Today’s wealth transfer tax rules will not be available forever, and clients should not procrastinate in implementing planning strategies to help them achieve their goals.
Compensatory split dollar planning offers business owner clients a unique solution to help them retain their top talent without all the complications of the deferred compensation rules.
Many clients must take Required Minimum Distributions from traditional Individual Retirement Accounts and qualified plans by December 31. Now is a good time to consider tax-efficient strategies to pass their retirement assets onto their beneficiaries.
Do you have a client paying premiums directly to a carrier on behalf of another owner and needs to ensure the gift is counted in this tax year? The date and amount of the premium payment also is considered the date and amount of the gift. More on year-end gifting >>
Crump is here to support you as you help your clients pursue their goals! For further information on year-end planning and other advanced concepts, please contact your financial professional. #YearEndPlanning #ClientGoals
Underwriting Case Spotlights: Sales Success with Challenging Cases
Performing additional research, working closely with the financial professional, and re-shopping the case all help to secure initial coverage, with more to come! More >>
Client profile: Late 30s, excellent medical health, student pilot in a state with no aviation exclusion. More >>
Client profile: Late 50s with a history of Attention Deficit Disorder (ADD). The carrier initially offered a Standard Plus rate. However, a Preferred classification was the goal. How did the case turn out? >>
Client profile: Early 40s male initially declined by the carrier due to his medical history. The Crump underwriter shopped the file extensively for options, including the reinsurance market. Find out what happened next >>
Do you have clients like these? We can help! Contact your Crump underwriter today to discuss how Crump’s underwriting programs can help you grow your practice and your bottom-line revenue. #CrumpUW
Crump Wins Two OnCon Icon Awards!
The OnCon Icon Top 100 Awards are presented by OnConferences—a community of top executives. The Icon Awards are peer and community-voted awards determined by community and organizational observation of work. Winners represent some of the top individuals and teams in the entire world.
Crump’s Executive Team wins the Top 50 Executive Team Icon Award for 2023. Winners were chosen for creating a considerable impact on their organization, making strong contributions to their job function community through thought leadership, displaying innovation in their projects, and demonstrating exceptional leadership.
Crump’s Marketing Team wins the Top 100 Marketing Team Icon Award for 2023. Winners were selected based on creating innovative projects, providing impactful leadership, and making significant contributions in the industry.
#ExecutiveLeadership #MarketingExcellence #IconAwards2023 #OneCrump
In Case You Missed It...
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5 tips to boost long-term care insurance sales. Selling long term care insurance (LTCi) can be challenging, but it is a vital component of comprehensive financial planning. Rick Stewart, CLTC, director of sales, LTC Solution Center, offers tips to help you succeed with LTCi sales. InsuranceNewsNet
May Your Holidays Be Merry and Bright!
Wishing you and your loved ones a season filled with peace, joy, and cherished moments. Happy holidays from Crump!
Looking for additional life insurance or other resources? Let us know how we can help! [email protected]