Credit Assessment Tool

About

Cygnet Infotech with its Credit assessment solution helps lending institutes like Banks, NBFCs, FinTech leverage GST filing data to analyze the credit worthiness of the loan borrower. The solution helps reducing the cost of processing using new AI and ML credit models.
The solution comprises of GST compliance score, which generates the GRC Score or GST returns compliance score based on the returns filing trends of a company. GRC score comprises of two parts, GRC score for GSTR-1 & GRC score for GSTR-3B, over the last 12 months. To enhance the real time credit assessment through GST filing data we have come up with the detailed BI reports comprising of geographic sales distribution, rate wise bifurcation, round tripping transactions, GSTR filing stats etc.
Solution also comprises of Bank Statement Analyzer tool, which generates comprehensive, actionable reports comprising the information on cash flows, returns, loans, interest, limit utilization, and gives insights on banking document