Volusia County School District’s Post

Middle class parents have debts. Middle class parents have financial responsibilities too. Some are taking care of their extended families like myself and others. Some pay every month for funeral covers because they are the only ones who are better off in their families therefore everything that speaks finances is on their shoulders. Some take care of families both sides. Some takes care of their deceased family members' kids. You apply for a study loan for your child you don't qualify because of your debts. You apply for financial assistance for your kid/s , you don't qualify because you are earning a salary that's above the threshold. Parents end up taking their kids to tertiary institutions based on the affordability and not institutions of their kids' choices. It's a dog eat dog world out there. It's rough and it's not a joke. It's a tough journey out there. THE PAIN OF A PARENT WHOSE CHILD WILL BE SPENDING A YEAR AT HOME BECAUSE PARENTS CAN'T AFFORD FEES JUST BECAUSE OF BEING ABOVE THE THRESHOLD.

Whether there's 1 or 50 we will continue to consistently teach our Communities Financial Health Education. Today we discussed Credit how to build, manage, and maintain a good credit score. Additionally we covered the Homebuying process with our Home Lending Advisor Jack Callanan #CommUNITY #Financialhealth #credit #homepurchase

National Association of State Budget Officers 1054 followers - 7/25/23 Fiscal Year 2024 Budget Update Education Announces $39 Billion in Student Loan Discharges GAO Issues Report on Preparing for Public Health Emergencies, Updates Relief Spending #finance #publicfinance #stategovernment #statebudget #statebudgets #federalism #federalbudget

An Education plan answers the WHAT IF's of an uncertain future:- *What if you dont live to see your child go to high school or college, will those you leave behind ensure your child gets the same level and quality of education you're working hard for them to get? *What if the plot of land you plan to sell to get fees doesn't get a buyer? * What if the money you're saving in the bank gets diverted to another emergency e.g medical treatment? *What of you become incapacitated and loose your livelihood? *What if your Emergency loan towards fees will be declined? # Call/WhatsApp 0724792565 and start the journey towards securing your child's future today.

🏥 Considering starting or expanding an assisted living facility? 🌟 Let's talk SBA loans! With the U.S. population aging rapidly, there's never been a better time to invest in senior care. 💼 🔍 Explore how SBA loans can help you: ✅ Low interest rates ✅ Extended repayment terms ✅ Flexible financing options 💡 Discover how SBA loans can make your dream of providing exceptional care to seniors a reality. Contact us today to learn more! 📞 #SeniorCare #AssistedLiving #SBALoans

Should your adult children pay rent when living in your home? My answer really depends on the situation. If your adult child is living with you, working a job, and attempting to save money for something big, like the down payment on a home, consider helping them out by foregoing rent. If, however, your adult child is working, not saving, and living off of you, charging them rent may be a great way to teach them what it would be like out in the real world. There are consequences to not managing finances. This does not mean that you can’t save a portion of the rent to return to them at a later date. In this case, charging rent may create a perfect learning opportunity. #financialadvise #financialliteracy #financeontario

Do you want to purchase your own home but think you can't as you don't have a down payment? Think again...We can HELP! We have access to one of the BEST DPA's (Down Payment Assistance Programs) in the Nation. * Provides up to 3.5% Down Payment Which Covers Your Entire Down Payment. * 100% Grant Money - Meaning it is Forgivable from Day 1 - No Repayment & No 2nd Lien. * Eligible for Most Borrowers - #1 - First Time Homebuyer #2 - Current or Retired Employee of Local, State or Federal Government (including teachers) #3 - Current or Retired from Medical Profession OR # 4 - Has EVER Served as an Unpaid Volunteer (PTA, Sports Coach, Church etc) * Minimum 580 Credit Score * Up to 6% Seller Concession to Cover Loan Costs (this means little or nothing out of your pocket to own your own home). #TeamAJ #MakingMortgageEasy #EmpowerDPA #DPA #Homeownership #InstantEquity #GameChanger

With Universal Credit at £91 for over 25's, there just isn't enough to pay for: Food/gas/electricity/water/phone (for emergency) let's see: Gas = £25 per week (mines £50) Electricity = £35 per week (mines £50) Water = £10 per week (mines £15) Phone = £5 per week (mines a sim only) Travel = £20 per week (to pick up kids) I've spent £95 so far... I've got -£4 left for: Food for me and the kids I share care with Car insurance (for kids) Car MOT Car repairs Clothes (my kids are growing and need shoes). I will do without. Hair cuts (my son needs his cutting, I can leave mine and my little girls) I can maybe save £5 on the phone, that will leave me with £2 If I happen to be under 25, I am completely screwed! Get a Job you might say! I have a disability and employers don't want me! I've tried! I'm now depressed and suicidal because I can't cope and provide for my children. Shouldn't have had kids then, if you can't look after them! I could look after them. I was in a happy family relationship then my partner left me! Now what? Let's start by going to a food bank - but that's only a temporary option! Edited note: I never mentioned TV licence or access to the Internet to apply for jobs or do school work! moneybuddies.org.uk Standing up against poverty (including child poverty), deprivation, isolation (including social isolation)!