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Predicting the future of stocks and bonds can be quite perplexing, particularly in recent times. Instead of depending on guesswork, we rely on concrete facts and thorough analysis to gain insights into these markets. You can find more detailed information in the analysis below (post 2 of 2) https://lnkd.in/e4UvnfZi

"The world of #finance hails the invention of the wheel over and over again, often in a slightly more unstable version.” -John Kenneth Galbraith This statement resonates with the recent revelations regarding Private Equity; a product that is full of loans that: ✓ Have lower #credit quality than US #Treasuries, investment grade #bonds, and senior loans ✓ Loans with less liquidity than these asset classes ✓ Applies leverage and owns #equities which further exacerbates volatility Are we to believe that a mix of high-leverage, low-quality, and illiquid loans somehow defied the fastest rate hike cycle in 40 years...unlike all the higher quality, no-leverage, no-fee-bearing, no-leverage-having liquid benchmarks? Against this backdrop, reports in prominent news publications calmly tell us that private #VC funds are sitting on $5 trillion in assets that are mismarked by 50%. We have private asset managers creating “continuation #funds” that allow them to trade illiquid assets between their own structures, enabling them to set their own valuations. We have consultants who nearly obliterated the #endowment community in 2009 and swore off illiquid assets, once again championing illiquid assets after the longest and smoothest performance run since…2009? We take a deep dive into private credit and its risks in our most recent #Charts for the Curious ↓ https://lnkd.in/gcDxJX7e

Discover the best strategies for investing in high dividend paying bank stocks and how to optimize your returns. Start growing your wealth today!

You can now get a yield of 5% or more on your cash by investing in a GIC or money market fund. But here's why the return on cash is still no substitute for assets better geared to provide your portfolio with long-term growth — namely stocks, and yes, bonds https://lnkd.in/g3FC-nxS #investing #stocks #bonds #cash

Should I invest in single stocks or index funds? Please elaborate #stocksmarket #indexfunds #financialsector #thespuzz

New Post: The Art of Averaging Out - 
 
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 A falling market tempts investors to invest more in the stocks they are holding. Everyone around you tells you to invest more in a falling market to average out the buying price.It makes perfect sense to add more stocks when the prices are cheaper but averaging out is an art and needs to be done strategically, else you end up holding losers that will form a significant part of your portfolio and would never go up again. Recent examples are Yes Bank and DHFL.Here are a few important tips to keep in mind when you are averaging out your buying price: – Markets have a history of declines of 50-60% from peak every decade. Therefore, you must plan to average out keeping the worst-case scenario in mind. – Minor 3-5% corrections are not good enough to start averaging out. Tranches of averaging out should begin with at least every 10% correction.– Do not go overboard in one/few stocks or mutual fund schemes while averaging out. You must decide well in advance that any particular stock exposure should not go above 10/20% of your portfolio irrespective of how strongly you feel about the company/fund. Once that limit reaches, stop investing more in that particular fund/stock.– At least 50% of your initial investment amount should be added more when you are averaging out to have a meaningful reduction in the average buying price. Therefore, you must maintain a decent size of “market opportunity fund” in safer assets like ultra-short-term debt mutual funds to be able to take advantage of market declines.– Do not sell your winners to invest in losers. This means do not assume a stock which has fallen more will generate better future returns than the stock which has fallen less. Maybe there is a strong reason behind a bigger/smaller fall in value that other market participants are aware of. If you execute the averaging out methodology in a disciplined manner as stated above, it will do wonders for you when the market will regain the uptrend. On the contrary, if the execution is poor, you will regret it big time. There is no success in investment without discipline. Always remember, that the pain of losing is psychologically twice as powerful as the pleasure of gaining. Truemind Capital is a SEBI Registered Investment Management & Personal Finance Advisory platform. You can write to us at connect\@truemindcapital.com or call us at 9999505324. !function\(f,b,e,v,n,t,s\)\{if\(f.fbq\)return;n=f.fbq=function\(\)\{n.callMethod? n.callMethod.apply\(n,arguments\):n.queue.push\(arguments\)\};if\(!f._fbq\)f._fbq=n; n.push=n;n.loaded=!0;n.version='2.0';n.queue=\[\];t=b.createElement\(e\);t.async=!0; t.src=v;s=b.getElementsByTagName\(e\);s.parentNode.insertBefore\(t,s\)\}\(window, document,'script','https://lnkd.in/duNKrA5X); fbq\('init', '2210075569232521' \); fbq\('track'

📣 Hey UK friends! 🇬🇧 Are you confused about the differences between a Cash ISA and a Stocks & Shares ISA? 🤔 We've got you covered! Our latest blog post explores the pros and cons of each, helping you decide which one is the right fit for you. 💼💰 🏦 Cash ISAs offer a safe and secure way to save, with interest rates that are often higher than regular savings accounts. Perfect for those who prefer a low-risk approach and want easy access to their money when needed. 💸 📈 On the other hand, Stocks & Shares ISAs provide an opportunity to invest in the stock market, potentially offering higher returns over the long term. This option is ideal for those willing to take on some risk and have a longer investment horizon. 💼💡 💡 Our blog post breaks down the key differences, advantages, and considerations for both types of ISAs, helping you make an informed decision. Whether you're a cautious saver or a risk-taking investor, we've got the information you need! 💼💪 🔗 Check out our blog post here: https://lnkd.in/eKkqeHi6 🌐 Remember, everyone's financial situation and goals are unique, so it's important to understand what aligns best with your needs. 💼💭 💬 Drop a comment below and let us know which type of ISA you prefer 💪💬 #ISA #CashISA #StocksAndSharesISA #Investing #Savings #UKFinance #WealthManagement

Stocks and bonds: What’s the optimal mix? While both can help grow your money, there are several important distinctions to consider. We can help. #StayonTrack #ColibriCapital -"For where you want to go in life!"

Buybacks, also referred to as share repurchases, are when a company elects to purchase its own shares in the open market. And after a brief lull in 2023, buyback activity appears to be back this year. #economy #investing #personalfinance https://lnkd.in/gUkfyzyU

Day 20 One can become financially independent without investing in stocks in their lifetime. There are alternate investments. I am breaking down the alternatives here. • Mutual Funds: These are professionally managed bundles of stocks, bonds, or a mix of both. You buy shares of the fund, and your money is spread across various investments, reducing risk. • Debt: Debt investments involve loaning money to governments or companies in exchange for regular interest payments. They are generally considered less risky than stocks but also offer lower potential returns. • Fixed Deposits (FDs): FDs are offered by banks and guarantee a fixed interest rate for a predetermined period. They are a low-risk option for parking your money and earning a predictable return. • REITs (Real Estate Investment Trusts): REITs allow you to invest in real estate without directly buying property. You purchase shares of a trust that owns and operates income-generating real estate, earning dividends from rental income. • Sovereign Gold Bonds: These are bonds issued by governments that are linked to the price of gold. They offer a safer way to invest in gold as they provide a guaranteed return along with potential gold price appreciation. • US Equity: This refers to stocks of companies traded on US stock exchanges. These can offer significant growth potential but also carry the risk of stock price fluctuations. #Personalfinance #Letslearn #Financialfreedom #Mutualfunds #Debtinvesting #USequity #REITs #SovereignGoldbonds #Fixeddeposits