Uptech Studio’s Post

Uptech Studio reposted this

View profile for Adam Korman, graphic

Partner at Uptech Studio. Ex-Acorns, Yahoo!, Napster, Cooper & more. UX since before we called it UX!

It's great to see Plaid's announcement of their Consumer Report API, which seems squarely aimed at competing with the big 3 bureaus and FICO scores as the be-all and end-all for evaluating consumer credit-worthiness and financial responsibility. Credit scores (and reports) don't provide a complete picture of how healthy someone's finances are, so new services like this are great to have in the fintech toolbox. Looking forward to digging in with our clients to see how this might fit into their products! https://lnkd.in/g7_ctXAE

Introducing Consumer Report: Making better credit risk decisions with Plaid | Plaid

Introducing Consumer Report: Making better credit risk decisions with Plaid | Plaid

plaid.com

Nico Ritschel

Director of Engineering @ ATM.com & Co-Founder @ Flashprep

1mo

It's neat and I'm really aligned with the approach, but the pricing can be prohibitive!

Like
Reply
Josh Howard

Senior Integration Architect at Viva First

1mo

It's exciting really. I think it might take a minute for lenders to come around to it, but maybe it'll spur the bureaus to speed up their credit products that include debit account information.

Like
Reply
See more comments

To view or add a comment, sign in

Explore topics