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Are gutters covered by #homeowners insurance? Here's help for deciding. #housing

Have you ever wondered exactly how much #HomeownersInsurance you need? This #SimpleInsights guide might be a good place to start. It's important to do your research before choosing home insurance, #GoodNeighbors of Goshen! #InsuranceTips #OurStateFarm https://lnkd.in/d7XQMVNy

🏡 Safeguarding Your Vacant Home: Exploring Vacant Home Insurance. From extended travel to new construction, understand why it matters, what it covers, and how to decide if it's right for you. 🏠🔒 #VacantHomeInsurance #PropertyProtection [https://shorturl.at/nuxNU]

How high is your deductible on your home insurance? There are a lot of people walking around with a 1% deductible that could be paying more out of pocket if there is a claim. This is an important number to know when reviewing coverages or getting a new quote. #wenatcheeeinsurance #deductible #HomeInsurance https://lnkd.in/gXCGfeQa

Discover the ins and outs of home insurance with the following article from #SimpleInsights! Please share with your friends and direct them to our office for home insurance coverage! #NewburghInsurance https://lnkd.in/e8aECH3z

Strong winds have the potential to cause damage to your property, including your fences. When wind wreaks havoc on residential fences, homeowners often wonder whether their home insurance policy provides coverage for such damage. In this blog, we provide a detailed answer. #DelgadosInsurance https://lnkd.in/gWfyNGdd

With the ever increasing costs of home insurance it has become of paramount importance to ask the right questions. Below is a guide

Understanding home insurance is crucial for homeowners. This Simple Insights article breaks down what's covered, helping you make informed decisions about your property. #HomeProtection #DianeBanksStateFarm https://lnkd.in/dQbN2D26

Many homeowners would like to know if a home insurance policy can be backdated to provide coverage before the policy was actually purchased. Now, obviously, this type of arrangement would benefit the homeowner, right? I mean, imagine only paying for insurance after a disaster occurs. So the answer is usually no, but there are some exceptions. On rare occasions, an insurance carrier may recognize that a homeowner has allowed their insurance policy to lapse unintentionally and will honor the claim even though the account is not up to date. Now, I want you to note that this is by no means obligatory. Most insurance companies will use a lapse in coverage as a reason not to honor a claim and it is their right to do so. In fact, most insurance companies institute a waiting period before coverage takes effect generally between 3090 days to prevent exactly this type of situation. Now, ultimately, the safest course of action is to keep your premiums up to date, to ensure the protection from your homeowners policy remains in effect. We’d be happy to review your insurance coverage options with you! Give us a call at (570) 823-7626 or visit https://etroyinsurance.com.