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🌍 MARKET INSIGHTS 🌍 In an era where digital transactions are the norm, choosing the right payment terminal is crucial for any business. Jean-Philippe Niedergang, CCO & CEO EMEA & LATAM at Castles Technology, shares insights on how to make the best choice for your commerce. From ensuring seamless integration with your #POS to prioritizing security and ease of use, the right terminal can significantly enhance the customer experience, reduce wait times, and drive business growth. Castles Technology offers state-of-the-art #android solutions that are secure, user-friendly, and scalable, helping you stay ahead in a fast-evolving #payment landscape. 🔒 Secure your transactions, simplify operations, and future-proof your business with Castles Technology. #RetailTech #PaymentSolutions #CustomerExperience Read more 👉 https://lnkd.in/eXmgPeBV

🚀 🇧🇷 Brazil's Award-Winning E-commerce Payment Tool, Pix 🚀 Did you know that payment with Pix in e-commerce is revolutionizing the way we shop online? According to a recent survey by GMattos - Digital Business and Payments Consultancy, a whopping 47% of large online stores are now offering discounts and free shipping for customers who choose to pay with Pix, the instant payment method. This shift is not just about convenience; it's also about significant cost savings for both businesses and consumers. Cristiano Maschio, director of fintech QESH, highlights how Pix presents lower costs compared to traditional debit and credit card transactions, potentially saving merchants a substantial amount in fees. But it's not just about the numbers – Pix is reshaping the entire e-commerce landscape. With its fast and efficient transactions, Pix is becoming the preferred payment method in Brazil for consumers seeking seamless shopping experiences. Plus, it's driving transaction fluidity during intense promotion periods, making it a win-win for businesses and shoppers alike. The recognition doesn't stop there! The Central Bank, creator of Pix, was recently honored with the Bravo Beacon of Innovation award by the Council of the Americas (COA) for its groundbreaking contribution to the payments industry. It's clear that Pix is not just a trend; it's a game-changer in the world of e-commerce. As we continue to witness its widespread adoption and impact, let's embrace the future of payments together! 💳💻 #Ecommerce #PixPayment #Innovation #DigitalTransformation #RetailRevolution

📊 🇧🇷 #Pix is revolutionizing online payments in Brazil, now surpassing credit cards as the preferred method for e-commerce transactions! 🚀 According to a recent study by Cielo and Expertise/Opinion Box, 67% of online shoppers use Pix, while 57% use credit cards. 💳 This trend highlights the growing appeal of instant payments, with many e-commerce platforms offering discounts 💸 to encourage Pix usage. Interestingly, Pix and credit cards are tied for in-store purchases, each used by 57% of shoppers. Key insights from the research: - Almost 30% of retailers use card machines to accept Pix payments. 🏪 - 81% of retailers conduct transactions via WhatsApp. 📱 - 65% use social networks for sales, even if they have physical stores. 🌐 - 96% still rely on card machines, but 56% use payment links. 🔗 While Pix dominates the number of transactions, credit cards still lead for purchases above R$ 100 (around U$20). 💵 This suggests Pix is favored for convenience, while credit cards are trusted for higher-value purchases. These findings reflect the rapid adoption of flexible payment methods in Brazil’s retail sector, with Pix leading in transaction volume. 📈 #Ecommerce #Payments #Pix #CreditCards #RetailTrends #Cielo #OnlineShopping #CBHub #IgorPipolo #CrossBorder #Ecommerce #CrossBorderLogistics Igor Pipolo Raffaella Calfat Finsiders

What exactly does MultiSafepay do ? Learn all about it in only few seconds

Payments technology can facilitate access to higher-ticket products for the population! Adyen is simplifying the process for merchants in Mexico to offer "meses sin intereses" (MSI/installments) to consumers, just in time for the holiday season. 😑 Without Adyen: Merchants need to sign individual agreements with each issuer to offer MSI at checkout. 😃 With Adyen: A single integration and agreement covers MSI across the board, benefiting the entire payments ecosystem. This makes it easier for merchants to provide MSI as a payment option, enabling the population to access higher-priced items through monthly installments!

🌐 Digital Payments: Buy Now, Pay Later! 💳📱 The revolution in digital payments continues to offer increasingly flexible and convenient solutions for consumers and businesses alike. A perfect example is the "Buy Now, Pay Later" (BNPL) model, which is gaining more and more popularity. 📲 Buy Now: With just a few simple clicks, consumers can purchase what they need immediately without waiting to accumulate sufficient funds. Perfect for sudden purchases and urgent needs! 💸 Pay Later: The ability to spread payments into manageable installments allows for more flexible personal finance management, reducing the immediate financial burden. 🔹 Accessibility: This system makes products and services more accessible to a wider audience, enhancing the shopping experience and encouraging customer loyalty. 🔹 Financial Sustainability: With proper control and management, BNPL can help consumers better plan their expenses, avoiding excessive debt accumulation. 🔹 Continuous Innovation: The digital payments sector is constantly evolving, offering increasingly secure and personalized solutions to meet modern needs. Adopting solutions like BNPL is not just a matter of convenience, but also of innovation and adaptation to the needs of today’s digital consumers. What do you think of the "Buy Now, Pay Later" model? Have you tried this solution or are you considering integrating it into your services? Share your experiences in the comments! 💬 PausePay - il Buy Now Pay Later B2B italiano https://lnkd.in/dqCUQYiy #Business #Finance #BNPL #Liquidity #Sales #FinancialManagement #Innovation #CustomerExperience #OpenBanking #PSD3 #FinTech #Innovation #FinancialServices 

#Transformacion #Innovacion #ONEPlatform #CASHI, Digital Payment Wallet from #Walmart, disrupts both Mexican FS and Retail Industry by integrating financial services and personal consumer shopping journeys, under one roof. 1. Walmart de México y Centroamérica leverages current regulation in #openbanking through #PSD2 principles (access customer data, or customer accounts by a 3rd party; called “#ComisionistasDigitales” in Mexican regulation), its big and unique #data sets (5 million customers visit Walmart stores every day), and emergent technologies to maximize and personalize customer experiences. 2. Cashi recently entered the #OpenBanking Mexican landscape by linking third party banks´ debit and credit cards, into its Cashi app. A big step towards #embeddedfinance #openbanking #openfinance. See chart. Walmart Mexico owns a #Fintech (Trafalgar), and has an alliance with BANCO INBURSA (Mastercard cards) that would allow Walmart to offer savings, credit card products, payroll services, etc. 3. #Walmex, with #Cashi (Monedero Digital), serves digitally 6 million clients under a #customercentric, open #platform business model (Save Money. Live Better). For a comparison, Openbank by Santander serves 2 million clients in Europe after four years —Openbank is entering Mexico and USA by Q4 2024; Openbank México and Openbank US. 4.To point out: Walmart strong #Ecosystem (“Ser el Ecosistema Preferido de los Mexicanos”) with the customer at the center, a full #omnichannel structure that empowers people lives (see comments section for a full description), its market expansion and market creation strategies (#WalmartConnect is a marketplace that connects users with brands —#retailmedia), sets a #unique and #differentiative proposition for #Cashi. 5. To the above, “We add #remittances (a 65 Bill US Dollars/ year market; WM 5th largest player with 5 Billion) to Cashi …. receive your #remesas [and then] we know and can track your source of funds. We offer you #credit ... #benefits inside a store… express #checkout… We can offer you different things because we have MORE #INFORMATION and UNDERSTAND better your #behavior #online.” Ignacio Caride, CEO WM Mex 6. In synthesis, Walmart provides #unique and “#propietary” customer experiences to 80 million Mexicans/ month that visit their stores. Overall, with these #complementary assets, #Walmex is a serious competitor in the 100% Digital Bank space, AND in big store formats (retail). 7. Walmart has taken Mexican digital financial services one step ahead, integrating #data, #AI, #analytics, #virtualassistants into online banking, and built on top a #personalized, “#shopping” #ecosystem, both supported by an open #platform that has a lot of room to scale. I consider Cashi a very strong product, a vigorous competitor, with a solid and unique value proposition; #SaveMoneyLiveBetter. #inclusionfinanciera ————————————— #whereiswally

I am deeply thankful for our partnership with PayPal, as it enables us to access all the APIs needed to build the platform we envisioned since the inception of Radix. I am proud to say that we have developed one of the most robust PayPal integrations in the market. Our roadmap, shaped by customer feedback, is ready to be implemented in the coming weeks to further empower SMBs using PayPal, helping them grow their revenue month over month. The Radix team is committed to the primary mission of creating something invaluable for PayPal users, and we are excited to witness how far this rocket can go. Here is a list of new features set to launch in the upcoming weeks: 1.    PayPal AI for generating revenue reports with prompts. 2.    Real-time Chargeback and Disputes tracker. 4. Cohort analysis and churn alerts based on tenure. 5.    Capability to submit any necessary documents for limitations or chargebacks. Radix 💙 PayPal #smbs #paypal #roadmap #founders #saas #ecommerce #apis

[ BNPL per il Business ] Il Buy Now Pay Later spinge la crescita dell’e-commerce https://lnkd.in/edu527Wb #buynowpaylater #bnpl #b2b #ecommerce #openbanking #psd2  #fintech #future #credito #cashflow #Allianztrade #money #startups #innovation  #InnovazioneAziendale #PagamentiFlessibili #BusinessIntelligence #InStore #PayLink #Allianztradeitalia 

[ BNPL per il Business ] Boom del Buy Now-Pay Later: 81% a 3,5 miliardi nel 2023 🚀🚀🚀 https://lnkd.in/dRWM3C5R #buynowpaylater #bnpl #b2b #ecommerce #openbanking #psd2  #fintech #future #credito #cashflow #Allianztrade #money #startups #innovation  #InnovazioneAziendale #PagamentiFlessibili #BusinessIntelligence #InStore #PayLink #Allianztradeitalia