NABIP’s Post

What are you doing for your healthcare coverage? It's open enrollment time again.... If you are a small business owner, can you offer health benefits to your employees? If you could afford them, would you? My wife and I just had an unexpected life event where her department was closed at the company she worked for. This time, my wife's job was providing the health benefits. We got the COBRA letter in the mail, and laughed at what they wanted us to pay to continue coverage. Absurd! Then we went on Healthcare.gov...the ACA Marketplace to look at what they had to offer. Again, the premiums were ridiculous! We looked at a company called Impact Health Sharing. It's not insurance. But to us, being mostly healthy, we find it to be an inexpensive alternative. And I like the idea of members helping members. And the biggest thing to us is that the price is half as much for even the least expensive insurance plans. And there is no network restrictions. See the doctor you want too. I like it so much, I now offer it. If you're ready to take a look at alternatives to typical health care coverage, reach out to me here. Happy to help those that are tired of paying too much just to stay healthy. #healthcarecoverage #help #people #money

Rising out-of-pocket costs and barriers preventing or delaying the utilization of healthcare coverage highlight the need for a comprehensive approach that goes beyond insurance coverage alone and addresses the underlying issues affecting healthcare accessibility and affordability. http://ow.ly/aIPi1054FvY

📢 For anyone concerned about the American healthcare system, especially denial of necessary services by insurance co’s, the cost of medications, the merging of hospital systems into monopolies etc etc, PLEASE watch this very well done video(in link) on an alternative. We need to catch up to the rest of the developed world and Put-People-Over- Profit!! #MedicareForAll https://lnkd.in/gjMSGh7t

It's common for the costs of a procedure like an MRI to vary significantly in the same city. Even in the same facility. So, two people getting the same care can pay drastically different prices. That's because the best doctors and facilities tend to have lower risks, which means better pricing. But, that information is typically not shared beyond the insurance company and set costs are just baked into traditional healthcare benefits plans. We do it differently at SBS. In addition to helping our clients lower the costs of healthcare benefits overall, we also give their employees the knowledge and tools to find the highest quality care at better prices. We even have a team of experts that can offer guidance on important procedures so employees make the right choice for them and their budgets. Want to stop paying more than you have to or missing out on the best quality care in your plan? Give us a call today. We can help.

ThinkHealth - an insightful discussion today in Romanian Parliament - Retro planning exercise for Romanian healthcare system - 2050 horizon - vision for the future, measures to be taken urgently, key elements we can work on for the future. Members of EU Parliament, Ro Parliament members and government officials, medical community and students, healthcare industry and other related (private insurance), all building around a shared vision for Romanian future healthcare. #retroplanning for healthcare #innovation

The Bismarck Healthcare Model enables all citizens in Democratic Capitalistic Nations like Switzerland, Germany and Japan to access quality affordable private payer, private physician, private hospital healthcare simply by making insurance companies utilities instead of luxuries. Wendell Potter Marion Mass, M.D.

Healthcare providers, are your patients struggling with common payment terms? Help them understand their financial responsibility with our simple guide. Download it now and share it during patient conversations. Let's work together to make healthcare payments more accessible for all. #healthcarepayments #financialresponsibility #patienteducation

Women spend an extra $15.4 billion compared to men on healthcare expenses each year. According to research, half of women delay getting the healthcare they require, and 40% have to skip important medical tests or treatments because of the expenses involved. As we all grow older, the chances of dealing with health-related problems go up. Along with these issues, you'll encounter unexpected medical bills, insurance premiums, deductibles, co-pays, and prescription medication expenses. It's essential to include healthcare costs in your financial plan. Take some time to review your plan and make sure it aligns with your needs. If you'd like me to assist you in reviewing your plan or creating one, please don't hesitate to reach out!

Recent Case Study with one of our key partners. Took over a 3000 ded, 6500 OOP that was with Cigna. We offered a transparent level funded medical plan that includes a fully integrated GAP plan. 1 Card 1 TPA 1 Claims Payer We reduced the deductible to $0 for the employee and left them with an exposure of $2,500 on the back side, while lowering premiums by 18%. Plan included a full suite of concierge services to help members navigate the healthcare world. BETTER benefits, LOWER premiums, and BETTER health outcomes. Love doing what is right and not just what is easy. Lets change this industry together. Star Benefits #change #doingwhatsright #healthinsurance