Impact CEE’s Post

Dive into the Nordic numbers! The Nordic fintech landscape is thriving, with mobile payment adoption rates ranging between 83% to 94% across the region. Plus, the region is leading the way in sustainable fintech development. Initiatives like Doconomy’s recent acquisition of Dreams Technology highlight the Nordic countries' commitment to sustainable finance, paving the way for innovative climate-conscious solutions. Add in robust banking regulations and a culture of trust, and the Nordics is a prime environment for fintechs to thrive. Discover more key statistics and insights in our latest blog post: https://ow.ly/QPEM50TaN9q #NordicOpportunity #SustainableFinance #FintechInnovation

I got blown away by the Green-Got Neobank experience, here is why! Let's talk banking, but not your run-of-the-mill kind. Green-Got Neobank is a breath of fresh air in the finance game. They're not just about digits and dollars; they're on a mission for a greener tomorrow, and that's something I definitely get behind. So, picture this: you're all about making smart choices for the planet, and Green-Got gets that. They're here to make sure your money isn't fueling the climate crisis but instead paving the way for positive change. It's as easy as choosing green over greed. Now, here's where it gets interesting. As a French expat wanting to keep a bank account in France and opt for a sustainable option, let me tell you, it's not always smooth sailing. But when I reached out to Green-Got, something unexpected happened. 1. I posted my question on LinkedIn where the head of customer service actually replied to me directly. None of that automated reply nonsense—just a real person with real answers. They gave me a heads-up on their plans for non-resident accounts and a link to set-up an alert to stay in the loop. Talk about making life easier! 2. They shared with me their product development roadmap. And guess what?Green-Got's collaborative roadmap puts you in the driver's seat! I'm talking real-time updates on what they're working on and a chance for customers like me to have a say in what comes next. It's like being part of the team, and I'm here for it. This is the kind of stuff that wins me over: no fancy jargon or corporate spiel—just a bank that's genuinely got your back. So, hats off to you, Green-Got. You're changing the game, and I'm all in. #customerexperience #customercentricity #customerengagement #sustainablebanking #sustainability #humancentereddesign #makeadifference #consciousbusiness

#OpenFinance and #ConsumerDuty equals greater innovation. As previously mentioned, on the 21st March at 10:30 am GMT, we have an interactive webinar, powered by Moneyhub, exploring what we can learn from the implementation of Open Banking in tackling Consumer Duty and embracing the opportunities presented by the regulations in tandem with Open Finance. 🎙️Join a panel of experts including: - Simon Ripton MBA, Propositions Director, Moneyhub - Tim Hogg, Director, Fairer Finance - Tom Bull, Partner & Head of Fintech Growth, UK Financial Services, EY and more to be announced soon... 🔍 What You'll Discover: - How Open Finance is the only route to true customer-centricity as required by Consumer Duty  - Strategies for reimagining customer relationships to meet evolving needs and expectations effectively - How firms can leverage [emerging] technologies like AI for rich data insights and power personalisation - Why committing to consumers’ financial wellness is a winning business strategy with a mutual financial benefit Join us to explore these pivotal themes and redefine how we understand financial services in the digital age.

Join us for a virtual session on how regulation is spurring innovation, and how you can capitalise on the opportunity ⬇️ Our very own Simon Ripton MBA will be joined by Tim Hogg (Fairer Finance), Tom Bull (EY) and more experts yet to be announced, to explore: - How Open Finance is the only route to true customer-centricity as required by Consumer Duty  - Strategies for reimagining customer relationships to meet evolving needs and expectations effectively - How firms can leverage [emerging] technologies like AI for rich data insights and power personalisation - Why committing to consumers’ financial wellness is a winning business strategy with a mutual financial benefit https://lnkd.in/etFKQg_F

🚀 Financial services get smart: the sum of Open Finance and Consumer Duty equals greater innovation This interactive webinar, powered by Moneyhub, will explore what we can learn from the implementation of Open Banking in tackling Consumer Duty and embracing the opportunities presented by the regulations in tandem with Open Finance. 🎙️Join a panel of experts including: - Simon Ripton MBA, Propositions Director, Moneyhub - Tim Hogg, Behavioural Economist & Director, Fairer Finance - Tom Bull, Partner & Head of Fintech Growth, UK Financial Services, EY and more to be announced soon... 🔍 What You'll Discover: - How Open Finance is the only route to true customer-centricity as required by Consumer Duty  - Strategies for reimagining customer relationships to meet evolving needs and expectations effectively - How firms can leverage [emerging] technologies like AI for rich data insights and power personalisation - Why committing to consumers’ financial wellness is a winning business strategy with a mutual financial benefit   Join us to explore these pivotal themes and redefine how we understand financial services in the digital age. ✍️ Sign up now HERE: https://bit.ly/3T4dCvO #FintechTalents #OpenFinance #ConsumerDuty Lisa Moyle Alexandra Green Anna Smart Anna Kochanova Victor Cruz

E-vouchers Powering Progress in #Developing_Economies ! E-vouchers are exploding in popularity, and developing #countries are leading the charge! Here's why it's an exciting space: Mobile-first: E-vouchers are perfect for regions with high mobile phone penetration, bypassing the need for traditional banking systems. Financial inclusion: They offer secure transactions for the unbanked, empowering them to participate in the digital economy. Boosting #local_businesses : E-vouchers can be targeted towards small businesses, driving sales and growth in developing #markets. I'm proud to be part of a technology that bridges the gap and empowers communities globally. What are your thoughts on e-vouchers in developing economies? Share in the comments! #evouchers #fintech #development #globalinnovation

Digitalization transforms and makes payment so convenient, but how will people with disabilities, physical or cognitive limitations, or limited legal statutes pay in the future? SUMH, Finans Danmark, SprintEins GmbH, and the Department of Digitalization, Copenhagen Business School, are addressing this question in a new research project Financial Inclusion in a Cashless World funded by Copenhagen Fintech. https://lnkd.in/gkgcGNZv

The Global Government Fintech Lab 2024 took place in Dublin, Ireland on 25 April 2024. The event featured excellent panel discussions, where thought leaders shared insights, debated ideas, and explored the future of fintech. From regulatory frameworks to cutting-edge technologies.   🌟 Global Government Fintech Lab 2024 Highlights 🌟 🔍 Challenges in Structuring Engagement with the Private Sector: Governments worldwide are navigating the delicate balance between fostering fintech innovation and safeguarding consumer interests. 🚀 Financial Regulators and Innovative Technology: Regulators actively engage with fintech companies to understand their unique needs and challenges. By doing so, they create a supportive environment for growth and innovation. Collaboration is key! 💡 Public Sector Financial Innovation: Payment technology is revolutionising public sector finance, with efficient, transparent, and secure payment systems and how it benefits all citizens, businesses, and governments. 🎓 Investing in Human Capital: As the fintech industry expands, education and skill development are paramount. Fintech companies actively seek adaptable talent who can thrive in evolving landscapes. Upskilling and reskilling through online courses, bootcamps, and workshops play a crucial role in staying competitive.   #GGFintechLab #FintechInnovation #GlobalCollaboration #Fintech #GovernmentInnovation #FinancialTechnology #robertwalters

🚀 Unpacking Embedded Finance: Insights from Stockholm Fintech Conference 🚀 I've just got back from Stockholm and #embeddedfinance got full attention at the event with great panel discussions with the best #fintech experts. Here are some of my takeaways: 💡 The Fintech Imperative: the statement "Every company should be a Fintech company" resonates more than ever. Embedded finance is blurring the lines between sectors, making it an essential strategy for all. 🔍 Trends to Watch: From the rise of digital wallets to the expectation of multi-currency cards, the trends in embedded finance are setting new standards for consumer expectations. The movement towards "decardization", especially in #emergingmarkets, confirms a global shift towards more integrated financial solutions. 🏢 The B2B Frontier: Embedded finance is not just transforming consumer services but also revolutionizing the B2B world, offering unprecedented opportunities for businesses to streamline operations and enhance their offerings. 🌱 Serving the Underserved: A critical focus area is the underserved SMEs, which stand to gain significantly from tailored, accessible financial services. ⚠️ A Stark Warning: The statement "If you are not in embedded finance, you are dead" highlights the urgency for businesses to adapt to this evolving landscape or risk obsolescence. 🔐 Operational Excellence: The emphasis on better KYC and KYP processes is crucial for building trust and security in embedded finance solutions. 🌏 Global Inspirations: Looking towards Asia can offer valuable lessons in innovation and rapid fintech adoption - Europe could learn from that. 👁️ The Future is Invisible: Embedded finance is set to become an invisible, integral part of everyday services, seamlessly integrated into the fabric of our digital lives. The world of embedded finance, the future is not just bright; it's transformative. **I'd love to hear your thoughts and experiences with embedded finance. Have you seen its impact in your industry or region? Share your insights in the comments below!** #Fintech #EmbeddedFinance #Innovation #DigitalTransformation #StockholmFintech

Did you know that 1.4 billion adults globally still lack access to basic financial services*? This financial exclusion limits opportunities for many, but innovative payment solutions are changing the game. 💳 Mobile money or open-loop payments have the potential to fight financial exclusion of marginalized groups. They ◻ serve as a gateway to other financial services, ◻ safely store value and facilitate access to credit, savings, and insurance, ◻ promote economic growth by allowing more people to actively participate in the economy, ◻ empower marginalized groups by providing access to financial services, ◻ enhance financial literacy and knowledge, fostering trust and confidence in formal financial services. Financial inclusion is a shared responsibility. Governments, businesses, and educators all have a role to play. By working together, we can empower individuals and unlock a more prosperous future for all. 👨👩👧👦 *Source: The World Bank’s Financial Inclusion Report 2023 #financialinclusion #SfeyIsTheWay #openloop #sfey ✂- - - - - 🌳 From tap to eco-swap: We help promote contactless payments in mobility segments to create a more sustainable world. 💳 Our modular cloud-based payment processing gateway helps public transit, EV charging, and micro-mobility operators simplify and cheapen their payment processes.