Front Porch Investments’ Post

Paying Rent /ˈpeɪɪŋ rɛnt/ verb 1. The act of making monthly payments to your landlord to help them buy a boat. 2. A temporary arrangement where your hard-earned money funds someone else's future. 3. Synonyms: wasting money, non-investment. 4. See also: Better options with GFS Home Loans Stop funding your landlord. Start building your empire at Gold Financial.

Budgeting tips to help you reach your financial goals 1️⃣ Start with your most important expenses. (Ex. Food, Shelter, Utilities, transportation) 2️⃣ Maintain a schedule of your expenses. (Ex. Autodraft bills, Grocery shop on a routine cadence) 3️⃣ Try an online budget tool. 4️⃣ Set goals. (Ex. Paying off your mortgage or student loans, saving up for a vacation)

Each personal finance goal has obstacles or things required to complete before we "Unlock," or achieve that goal. Many of us want to purchase a house in our lifetime. Things we can do to Unlock this dream. 1. Budget - get your finances in order to save up for a down payment and see what type of house we can afford (Perform Sensitivity Analysis) Down Payment, Principal and Interest, Insurance, Closing Costs, and Taxes are big expenses 2. Build our Credit Score to 750 and see which of the 3 scores the lender will use 3. Calculate your Front End (Housing Raio) and Back End Ratio (Total Debt to Income Ratio making they are less than 28% and 36%, respectively. 4. Getting Pre-qualified - this based on Income, Expenses, Assets and Liabilities; see what type of loan works best for you (FHA, Conventional, USDA, or VA) 5. Select a qualified Real Estate Agent - One who works for your goals.

Junk fees on financial accounts and unplanned expenses can have a serious impact on your bottom line. Here are four ways to avoid paying these fees: 1. Only use credit that you can pay back in full. 2. Read the fine print and know all the fees associated with your accounts. 3. Set up a separate savings account for emergencies. 4. Be patient when building credit and stick to your budget.

Buying a house can be difficult for some non-US citizens, but it doesn't have to be! 🏡 Learn more about ITIN loans, a loan program that can make homeownership easier to achieve, by reading our latest blog post. 💻 https://buff.ly/47g1Wv3

Buying a house can be difficult for some non-US citizens, but it doesn't have to be! 🏡 Learn more about ITIN loans, a loan program that can make homeownership easier to achieve, by reading our latest blog post. 💻 https://buff.ly/47g1Wv3

Buying a house can be difficult for some non-US citizens, but it doesn't have to be! 🏡 Learn more about ITIN loans, a loan program that can make homeownership easier to achieve, by reading our latest blog post. 💻 https://buff.ly/47g1Wv3

Buying a house can be difficult for some non-US citizens, but it doesn't have to be! 🏡 Learn more about ITIN loans, a loan program that can make homeownership easier to achieve, by reading our latest blog post. 💻 https://buff.ly/47g1Wv3

Buying a house can be difficult for some non-US citizens, but it doesn't have to be! 🏡 Learn more about ITIN loans, a loan program that can make homeownership easier to achieve, by reading our latest blog post. 💻 https://buff.ly/47g1Wv3

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