Freedom Mortgage’s Post

Fascinating insight into the current development funding market, its challenges and the likely outcomes over the short/medium term.

Preserving your credit score is crucial for future financial endeavors. 💳✨ 1) Always pay your loans punctually. 2) Keep a safe distance from your credit limit. 3) Only pursue necessary credit applications. 4) Regularly review and fact-check your credit reports. Remember, a strong credit score is a reflection of your financial discipline and will help you secure your dream home. #creditscorematters #timelypayments #staybelowthelimit #smartcreditchoices #creditreportchecks #financialwisdom #realtor #realtorkyra #realestate #realestateagent #newjerseyrealestate #localrealtor #newjersey #nj #njrealtor® #centraljersey

In today's ever-shifting economic landscape, navigating property finance can feel like charting a course through turbulent and unpredictable waters for borrowers. With the Bank of England holding interest rates at 5.25%, we're seeing a new kind of stability, but not without its costs. High rates are squeezing borrowers, impacting market confidence and asset values. As many face refinancing decisions in 2023, the choice to stick with familiar lenders highlights the importance of trust in financial partnerships. Take a deeper dive into how these dynamics affect both residential and commercial sectors. From maintaining relationships with lenders to exploring alternative financing solutions, discover how to successfully navigate this evolving landscape. 🏢🏠 Read more about the role of transparency and personal connection in the latest article Duncan Kreeger, founder and CEO of TAB wrote: https://lnkd.in/dwKRSqge #TAB #PropertyFinance #UKHousing #InterestRates #PropertyInvestment #FinancialServices

Urban Institute : #Register #VirtualEvent #June28 #Loss #Mitigation #Strategies: #Lessons #and #Opportunities #from #the #COVID19 #Pandemic "#During the #COVID19 #pandemic, #policymakers #enhanced #loss #mitigation #waterfalls to prevent the largest foreclosure crisis since the Great Recession. #Many #of #these #policies #have #become a #permanent #part #of #the #loss #mitigation #toolkit. Research shows that these #policies #substantially #lower #default #risk, particularly for #borrowers #of #color." •Meg Burns, Executive Vice President, #Housing #Policy #Council •Michael Collins Jr., Vice President for Housing and Financial Capability, #National #Urban #League •Laurie Goodman, Institute Fellow, #Urban #Institute •Michael Neal, Senior Fellow, #Urban #Institute •Steve Sharpe, Senior Attorney, #National #Consumer #Law #Center •David Sheeler, President, Residential Servicing, and Executive Vice President, Correspondent Lending, #Freedom #Mortgage

Today, the Federal Housing Finance Agency (FHFA) announced the publication of historical VantageScore® 4.0 scores to support the implementation of Freddie Mac and Fannie Mae’s updated credit score and credit report requirements. This is an important step forward in the Credit Score Model and Credit Report initiative. Industry stakeholders will now be able to analyze and evaluate the VantageScore 4.0 scores to support the transition. Learn more: https://bit.ly/3S51l9L

Vow #2 💍 “For Better, For Worse” Experiencing financial hardship can be daunting, often representing the toughest of times. It’s during these moments that the importance of financial assistance becomes clear. That’s why loans perfectly align with this vow – providing a lifeline during the “for worse” times. Your thoughts? #vowwithcreditville #amplifycopywriting

What is really happening with commercial real estate lending? Last week the Wall Street Journal shared an article titled "Commercial Real Estate Lending Slows Down." ‘Slow down’ is a gentle way of characterizing the current lending environment. Why has the lending environment shifted? Find out why the lending environment has shifted - changing the flow of money in the commercial real estate market. Dive into the latest insights in Drew Dolan's response to a recent article published in the Wall Street Journal. https://hubs.li/Q028dM570

Preserving your credit score is crucial for future financial endeavors. 💳✨ 1) Always pay your loans punctually. 2) Keep a safe distance from your credit limit. 3) Only pursue necessary credit applications. 4) Regularly review and fact-check your credit reports. Remember, a strong credit score is a reflection of your financial discipline and will help you secure your dream home. #homebuyingprocess #homebuying #realtor #realtorlife #realtor® #deltonafl #coldwellbanker #coldwellbankercoastrealty #DeltonaRealEstate #DebaryRealEstate #floridarealestate

Fannie Mae has the best rates today however they changed the cash flow model. Check out what Kevin and Brandon have to say. https://lnkd.in/gW_xiEvA #fanniemae #lending #financingoptions