EHS Insight’s Post

What To Know About New OSHA Reporting Requirements #coverageassessment #SIAInsuranceGroup #insurance #businessinsurance #riskmanagement #losscontrol #safety https://bit.ly/4aSbJsD

Understanding the Impact of a Rising Ex Mod on Your Business Part 1 Increased Premiums: A rising experience rating in workers' compensation insurance can significantly increase your insurance premiums. This rise directly correlates with the historical claim data suggesting a higher risk of workplace injuries within your company. Reflects on Safety Practices: An increasing rating not only affects costs but also raises concerns about your company's safety protocols. It's seen as a metric indicating the effectiveness of your workplace safety measures. Companies need to reassess their safety practices and be proactive to manage or lower their ratings.

⛑ Workplace safety is critical for a multitude of reasons. Repeated or consistent violations are unacceptable. As a business owner or operator, are your workplace protocols up to date and sufficient? At ECBM Insurance Brokers and Consultants we have a consultative approach so we assist our valued clients with making sure the necessary protocols are in place to avoid Workers Comp claims and OSHA violations. 📲 us today for a comprehensive review of policy coverage and company protocols. Here are a few points to keep in mind: 1) Identify potential hazards. 🔎❗ 2) Implement safety protocols. 📝 3) Provide proper training and equipment. 📚 4) Encourage open communication about safety concerns. 🗣 🔊 5) Regularly review and update procedures. 🔁 #workerscompensation #workerscomp #commercialinsurance #insurance #workplacesafety #insurancebroker #insuranceconsultant

🌿🏢 How to Create a Safer Workplace in Any Industry 🛡️👷♂️ As we observe National Safety Month this June, it's crucial to remember that workplace safety is paramount for employee well-being and business success. 🌟 From physical to mental health, here's how to prioritize safety in your workplace: 𝐏𝐡𝐲𝐬𝐢𝐜𝐚𝐥 𝐚𝐧𝐝 𝐌𝐞𝐧𝐭𝐚𝐥 𝐇𝐞𝐚𝐥𝐭𝐡 𝐈𝐧𝐣𝐮𝐫𝐢𝐞𝐬 🚧 Addressing risks like slips, trips, and falls, repetitive strain injuries, struck-by incidents, and burns is essential. 💼 Don't forget mental health—combat stress, anxiety, burnout, and depression for a holistic approach to safety. 𝐁𝐮𝐢𝐥𝐝𝐢𝐧𝐠 𝐚 𝐒𝐚𝐟𝐞𝐭𝐲 𝐂𝐮𝐥𝐭𝐮𝐫𝐞 🔍 Involve employees in safety planning and regularly review safety protocols. 📞 Keep emergency contacts updated and provide ongoing safety training. 🏆 Recognize and reward employees for exemplary safety practices. 𝐒𝐚𝐟𝐞𝐠𝐮𝐚𝐫𝐝𝐢𝐧𝐠 𝐒𝐮𝐜𝐜𝐞𝐬𝐬 𝐰𝐢𝐭𝐡 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 💼 Business insurance is more than financial protection—it's a pillar of a thriving safety culture. 🔒 Mitigate risks with workers' compensation insurance and ensure your safety efforts are safeguarded. At Hemly Insurance, we're here to support your safety initiatives with personalized insurance solutions. 🤝 Contact our agents today for expert guidance. Your safety is our priority. #WorkplaceSafety #NationalSafetyMonth #HemlyInsurance 🌿🔒

Improving #workplacesafety can significantly strengthen your bottom line - and help attract & retain skilled employees in a historically tight labor market: https://lnkd.in/e2XDAd8A. Liberty Mutual Insurance #manufacturing #safety #workplaceaccidents #insurance

Understanding OSHA's Interpretation on Work-Related Motor Vehicle Incidents A recent OSHA interpretation clarifies the conditions under which a motor vehicle incident involving an employee is considered work-related. The scenario involves an employee who, after visiting a customer and staying at a hotel, has a fatal crash on his way home on the same route he would have taken from the customer site. Key Takeaways from OSHA’s Clarification: - Travel Status: The incident occurred while the employee was traveling home from a work assignment, which is not considered a "normal commute" but travel for work outside the usual area. - Route of Travel: The route taken was consistent with a direct return from work, making the incident work-related. Exceptions and Exclusions: If the accident had occurred during a personal detour or while commuting between temporary lodging and the work site, it might not be recordable. Implications for Employers: Employers should review travel policies, train employees on incident reporting protocols, and keep detailed records of travel routes to determine the work-related nature of incidents accurately. This guidance ensures compliance and enhances workplace safety. Dustin Boss EmergeApps Ottawa Kent Insurance Agency Inc

Shortcuts in workplace safety often feel like the path of least resistance. Some of the time, organizations hardly feel the negative outcomes of these decisions. However, in other cases the downstream impacts can lead to a variety of risk costs, some well beyond bottom line. Never fun to read of news like this, but it's another example of the importance of workplace safety best practices and policies. #riskmanagement #workplacesafety #employeewellness #insurance #agriculture #riskstrategy #businessinsurance https://lnkd.in/gV4A-93Y

Workers' Compensation Experience Mods play a massive impact in your insurance spend. The rates are calculated based on claims experience, but did you know you can help drive those rates down? Even better, your agent can do a lot of that for you, if you have the right one! Here are the key ways we are helping our clients drive down their ex mods, sometimes by 20% or more! Prioritize Safety Culture: Cultivate a safety-first mindset among your team. Regular safety training, hazard assessments, and clear protocols can significantly reduce workplace incidents. Swift Claims Management: Timely and thorough claims reporting and management demonstrate your commitment to employee well-being and a quick return to work, reducing the long-term impact on your Mod Factor. Risk Assessment & Mitigation: Collaborate with your insurance agent to identify potential risks specific to your industry. Implement tailored risk mitigation strategies to prevent accidents and injuries. Return-to-Work Programs: Develop structured return-to-work programs that accommodate injured employees while they recover. This minimizes lost productivity and keeps your Mod Factor in check. Engage Employees: Involve your employees in safety initiatives. Their firsthand knowledge can uncover potential hazards and lead to innovative solutions for a safer workplace. Data-Driven Insights: Leverage data analysis to identify trends and patterns in workplace incidents. This enables you to fine-tune your safety strategies and further reduce your Mod Factor over time. #workerscompensation #workplacesafety #axeyourexmod

Did you know that a strong safety program can protect employers from OSHA citations? But HOW do you write and implement a safety program? Do you know what the key elements are? Visit our online portal to learn more about safety consulting. #insurance #workerscomp #safety https://lnkd.in/gFzWrCKd