Edelman Financial Engines’ Post

When it comes to financial advice, Edelman Financial Engines is a fiduciary. Wei Hu, our head of research, discusses what this means, and how our financial advisors serve the best interests of our clients. They maintain a long-term focus, strategically rebalance your portfolio, and keep an eye on keeping your costs and your taxes low. Learn more: https://bit.ly/4bgELBA hashtag #FromHereForward

High interest rates, low inventory, and persistent inflation mean buying a home is more expensive and more difficult than it was even just a few years ago. Our wealth planner Kathryn Harder encourages thoughtful planning and budgeting to reach your goals. Whether downsizing or waiting out the market, it’s important to consider your long-term needs. Learn more in our Everyday Wealth in America report: https://bit.ly/3ysIC0O #FromHereForward

Large-cap stocks rose, small caps fell and emerging markets gained in June. How did the Federal Reserve’s anticipated rate cuts and artificial intelligence’s growth prospects play a role? Find out in our new Monthly Market Insights article: https://bit.ly/3zgxVim #FromHereForward

Suddenly jobless in her 60s, interior designer Janice Young needed a plan to stay afloat until retirement. Wealth planner Isabel Barrow guided her to financial stability, recommending a steady pension and delaying Social Security. Read more in Jean Chatzky’s insightful AARP article: https://bit.ly/3zbkEHK #FromHereForward

Can’t stop scrolling? According to our Everyday Wealth in America report, social media is affecting financial self-esteem and creating pressure to keep up with digital Joneses’. Our wealth planner Isabel Barrow advises setting guardrails, reducing screen time, and focusing on personal financial goals. Discover more of our findings: https://bit.ly/3ysIC0O #FromHereForward

Our planner Michelle Muhammed delves into the often-overlooked financial implications of divorce. From unexpected tax liabilities to the true cost of dividing retirement accounts, Michelle provides actionable insights to help divorcees navigate a challenging time while sticking to their long-term financial goals. Read more in TheStreet: https://bit.ly/4eku17V #FromHereForward

The "4% rule" is often seen as a starting point to safely withdraw from your savings in your first year of retirement – but it may not work for everyone. Factors like taxes, inflation, and personal goals can impact its effectiveness. Learn how a financial advisor can help tailor this approach to your unique retirement situation: https://bit.ly/4aM2dq2 #FromHereForward

With no drop yet in interest rates this year, how should investors weigh the importance of economic data? Our Chief Investment Officer, Neil Gilfedder, unpacks the complexities of today's market and explains why it's crucial to look beyond single data points. #FromHereForward