Easterseals Midwest’s Post

ABLE Basics: For too long, people with disabilities could not save for the future out of fear of losing their benefits. Millions of Americans with disabilities depend on various public benefits for income, health care, food, and housing.  Many of these benefits require meeting a means or resource test that limits the eligibility of individuals who report more than $2,000 in assets. The ABLE Act Offers More Possibilities The federal Achieving a Better Life Experience (ABLE) Act authorized states to establish tax-advantaged savings programs so individuals with disabilities can save and invest money without jeopardizing eligibility for public benefits. Contribute up to $17,000 each year. Save additional earned income thanks to the ABLE to Work Act. Leverage tax advantages to help make the most of your money. Save while maintaining eligibility for public benefits such as Medicaid and Supplemental Security Income (SSI). Pay for various expenses related to maintaining health, independence, and quality of life. More independence, greater financial security, and a better quality of life – that’s the future ABLE is building. ABLE is the perfect choice for self-savers or those saving for a loved one’s future.

The Internal Revenue Code includes several benefits for individuals with disabilities; however, to take advantage of these benefits, you first need to know about them and understand how they might benefit you and your special circumstances. Learn more: https://hubs.ly/Q02GXq1z0

I recently read an article in HuffPost about the federal government bolstering protections for individuals with disabilities with a specific focus on their access to federal programs. While the article primarily discusses access to medical care and equipment, all programs that receive federal funds must ensure that they are accessible to individuals with disabilities. If you receive federal funds, have you done your due diligence in ensuring equal access to your program?? https://lnkd.in/eaYSxRxC

Estate Planning for Individuals with Disabilities https://bit.ly/3F6mPx8 | (401) 941-5291 Estate Planning for Individuals with Disabilities: Ensuring Security and Support Estate planning is essential for individuals with disabilities to secure their future and ensure ongoing care and support. Specific considerations and tools are available to address their unique needs. Special needs trusts, for instance, can protect their eligibility for government benefits while providing supplemental support. Establishing guardianship arrangements allows for the appointment of a trusted individual to make decisions on their behalf. Additionally, preserving government benefits, such as Medicaid and Social Security, requires careful planning. Consulting with an experienced estate planning attorney who specializes in disability-related matters is crucial to navigate the legal complexities and create a comprehensive plan that ensures long-term security and peace of mind. With proper estate planning, individuals with disabilities can have the support they need while preserving their eligibility for crucial benefits. For More Information and a Free Consultation please call at (401) 941-5291 or visit us online at https://bit.ly/3F6mPx8

This is exactly what needs to be done in order to survive

At Able Inc., we support people with disabilities. Part of our mission is to help our consumers access programs and resources to live their best lives. CalABLE is one of those programs. CalABLE accounts help people living with disabilities to invest in their futures while preserving their benefits. Before CalABLE accounts existed, people with disabilities receiving government benefits couldn’t save more than $2,000 or they were at risk of losing their benefits. Today, anyone with an account can save up to $100,000 and keep receiving government benefits. CalABLE accounts can be used for many different qualified disability-related expenses, including education, employment support, housing,transportation, assistive technology and healthcare. Brenda is saving for her son’s future. What would you save for? You can learn more about this amazing program and see if you are eligible to open an account at calable.ca.gov/open!

The Executive Leadership of Constructive Partnerships (CP) Unlimited, supports the proposed amendment by HHS to #Section504. The clarified rules allow for a more equitable outlook towards persons with disabilities, ensuring that they are seen by medical providers with the same lens as other individuals, while expanding access to programs and defining standards for equipment that were previously lacking. Applying these parameters and guidelines, we also believe, will create a safer and more independent environment through which people with disabilities can achieve fulfilling lives… Continue Reading: https://lnkd.in/dCYBWd5W

A new bill introduced this month could dramatically improve financial stability for #California residents with disabilities by providing a savings account with $250, and authorizing the board of the saving and investment program #CaliforniaAchievingABetterLifeExperience (#CalABLE) to make additional financial incentives available for #PeopleWithDisabilities. This is the kind of change we want and need to see more of, and that should be implemented in California and other states. Read more here: https://bit.ly/49ZhTGx. #HireDifferent #DisabilityPride #DisabilityRights

Special needs trusts, also called supplemental needs trusts, are designed for people with disabilities, usually to augment public benefits. People with disabilities often face expenses related to their disability that aren't covered by their benefits. These expenses could include specialized medical care, home renovations, and special transportation services and vehicles. With a special needs trust, a beneficiary can retain public benefits while using funds from the trust to pay for disability-related expenses.