Centsei’s Post

There's a money💰 hierarchy of needs. 1. If people can't see how the short-term with their finances is going to be worked out, they don't care about the long-term. A budget doesn't matter to most people if you can't see how you're going to pay rent and groceries next month. 2. People want their wants and needs to be understood and a part of the plan. Even though we coach the majority of people the same, if someone wants $2000 instead of $1000 in their preliminary emergency fund, we're going to listen. 3. Once the short-term needs are taken care of, and the wants are understood and included in the financial plan, then most people are ready to look internally and make changes. 4. No matter someone's intentions, after they look internally and recognize changes need to be made, they need a strong why to actually do them. 5. Once a person has a why, they need accountability to be reminded of it and encouraged to keep pursuing it. This is why coaching is so powerful. Because we recognize the money hierarchy of needs: 1. Short-Term Needs 2. Personal Desires 3. Internal Change 4. Finding the why 5. Staying the course We can guide people to financial peace and progress faster than they ever could on their own. 😊 1400 clients later, and we're just getting started.👍 Get started here: https://lnkd.in/eiXsuhpe

Financial Friday: Financial What Ifs   Often times we can go with the flow and not worry about the future till it happens, but with our financial future that is not something to be spontaneous about. What if your tire blow out, or the A/C breaks? What if you don't get the return from the stock market like you expected? What if an illness or injury prevents you from working? Life is full of What Ifs. It is my job as your financial advisor to prepare you for the unexpected so we don't have to worry in the moment. We will have a healthy emergency fund to pay bills, we will reallocated and adjust our investment portfolio through volatility, we will create a steady stream of income to cover us when we can't or stop working. Why burden yourself with financial stress and anxiety when you can have a clear plan to navigate your journey. If you feel like there is no end to your financial setbacks you are not alone. You can either let the What Ifs win and keep you in uncertainty, or take the first step to financial clarity. Utilize me as your guide to find the appropriate path for your plan.

Do you want to be financially independent?💲💴👛 💲Financial independence is a crucial aspect of a person's financial well-being and overall life. 🦋lt grants you the freedom to make choices that align with your goals and values. 🤗You're not reliant on others for financial support, which means you can make decisions based on your own priorities.😄 💲Being financially independent can significantly reduce stress and anxiety. You're better equipped to handle unexpected expenses, emergencies, and life changes without feeling overwhelmed. 💲 It provides a sense of security. You're less vulnerable to economic downturns, job losses, or financial crises when you have a solid financial foundation. Achieving financial independence often involves prudent financial planning, budgeting, saving, investing, and sometimes entrepreneurship. It's a goal that, when pursued wisely, can enhance the overall quality of your life. So, how one can be financially independent?🌞 Yes!!! 🤗 I've a statistically proven solution for that...refer to the below slide to know about it in a precise format...

Here's a golden rule in the world of financial success: Don't just save what's left after spending; instead, make a conscious effort to spend what's left after saving.   Why does this matter? 🤷 Because it shifts the way you approach your finances. It means you're giving your savings the importance they deserve. When you pay yourself first by setting aside a portion of your income, you're ensuring that your future financial goals are taken care of before you allocate money for expenses. It's like building a strong financial foundation. You're making your money work for you, creating a safety net for emergencies, and funding your dreams. So, when you do spend, it’s mindful spending and it's with the confidence that your financial future is secure. 🔒 This simple shift in mindset can lead to significant financial growth over time. It's about making your money work for you, rather than getting to the end of the month or year and wondering where it all went – with what may seem like little to show for it! Stefanie Price Wealth Planning is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).   SJP Approved 25/09/2023   #FinancialWisdom #FinancialWellbeing #TakeControl #MoneyMatters #FinancialEmpowerment

Financial Wisdom for Success 💰🚀 🔑 Seeking financial success? It starts with smart choices! 💡 Here are three golden rules to live by: 1️⃣ Invest in Knowledge: Just as stocks grow, so does your financial IQ. Keep learning about budgeting, investing, and personal finance. The more you know, the better your decisions! 2️⃣ Set Goals, Crush Goals: Don't just dream – plan! Set clear financial goals, whether it's buying a home 🏠 or retiring comfortably. Break them down into actionable steps and track your progress. Small wins add up! 3️⃣ Emergency Fund: Your Safety Net: Life's unpredictable, but you can be prepared. Build an emergency fund with at least 3-6 months' worth of living expenses. It's your safety net during tough times. 💬 Share your favorite financial wisdom in the comments! Let's inspire each other to achieve our goals. 💪💼 Follow Abdul Majid ACCA, APFA for more #FinancialSuccess #SmartChoices #MoneyMatters #MATalks

Book Summary: "Your First Million" by Arlan Hamilton Key Strategies for Achieving Financial Stability and Building Wealth: 1. One Big Idea: Establish Multiple Revenue Streams for Financial Resilience: To secure a good income, focus on growing various sources of revenue. Diversification helps ensure financial stability. 2. Unlocking Financial Stability Through Diverse Revenue Streams: To build a million-dollar income, develop multiple income sources with effective marketing strategies. Start by accumulating a small amount of capital and continually update your knowledge and skills. Main Takeaway: Financial stability and independence are attainable for anyone, regardless of background or circumstances. Begin by creating multiple income streams to offer resilience against life's uncertainties. These streams don't need to be full-time jobs; even small side gigs related to your passions or skills can make a significant difference. Taking control of your finances starts with intentional actions and small steps, leading to a more secure financial future. Application: - Diversify Income: Develop various sources of income to ensure financial resilience. - Continuous Learning: Regularly update your knowledge and skills to stay competitive. - Start Small: Begin with small ventures or side gigs that can grow over time. - Be Intentional: Make deliberate steps towards financial control and independence. By following these strategies, you can carve out financial comfort and security for yourself, setting the foundation for long-term wealth.

Sending you Tuesday smiles! As parents, guardians, and caregivers, maintaining a robust financial foundation is not only crucial for the well-being of our loved ones but also for our own security and peace of mind. The following tips offer valuable guidance for anyone willing to make consistent efforts to enhance their financial health. 1. Smart financial planning: Creating a budget, setting financial goals, and investing wisely can help to build wealth over time. 2. Continuous Learning: Continuously learning about personal finance, investing, and business can help individuals to make informed decisions that can increase their financial stability. 3. Saving and investing: Consistently saving money and investing in stocks, real estate, or other assets can help to grow wealth over time. 4. Seek financial advice: Consulting with a financial advisor or professional can help individuals to make informed financial decisions and avoid costly mistakes. 5. Work Ethic: Cultivating a strong work ethic and consistently putting in hard work and effort can help individuals to build successful careers and achieve financial success. A fruitful one ahead! #financialfreedom #financialwellbeing #FinancialWellness #learningtreeconsult

Here's a golden rule in the world of financial success: Don't just save what's left after spending; instead, make a conscious effort to spend what's left after saving.   Why does this matter? 🤷 Because it shifts the way you approach your finances. It means you're giving your savings the importance they deserve. When you pay yourself first by setting aside a portion of your income, you're ensuring that your future financial goals are taken care of before you allocate money for expenses. It's like building a strong financial foundation. You're making your money work for you, creating a safety net for emergencies, and funding your dreams. So, when you do spend, it’s mindful spending and it's with the confidence that your financial future is secure. 🔒 This simple shift in mindset can lead to significant financial growth over time. It's about making your money work for you, rather than getting to the end of the month or year and wondering where it all went – with what may seem like little to show for it! Stefanie Price Wealth Planning is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority).   SJP Approved 25/09/2023   #FinancialWisdom #FinancialWellbeing #TakeControl #MoneyMatters #FinancialEmpowerment

💰 Unlocking the secrets to financial success! Here are 3 Tried and true Facts About Personal Finances: 1️⃣ Budgeting is the Key: Start with a solid budget to track your income and expenses. Knowing where your money goes empowers you to make informed financial decisions and achieve your goals. 2️⃣ Emergency Fund Matters: Life is full of surprises. Having an emergency fund cushions you from unexpected expenses, giving you peace of mind and financial resilience. 3️⃣ Invest in Yourself: Whether it's education, skills, or health, investing in yourself pays the best interest. Continuous personal development is a surefire way to enhance your earning potential and overall financial well-being. #financialfreedom #moneymatters #personalfinance

📢 Why do I need a #financialadviser? Can't I do it myself? 🤔 Sure, you can! Countless fantastic tools and resources are available for independent financial planning. But here's the catch: unless you have a basic knowledge of money management, plenty of time, and unbreakable discipline, staying consistently on top of your finances can be a challenge.⏰💪 💡 Planning for the future involves more than just researching funds and monitoring markets. It's like a jigsaw puzzle: every piece must be in the right place for the complete picture. 🧩 💼 Investing in our help isn't just about managing money, it's an investment in your happiness. It reduces the risk of irreparable mistakes, such as missing crucial steps or not keeping up with economic and market developments. We'll also guide you through unexpected life changes or events, often overlooked but significant factors. 📈🏆 ⏳ Managing money is serious business. Our clients live busy lives and trust us with their financial affairs so they can focus on the fun stuff—planning for a more enjoyable life today and in the future. 💼🌟🔒 #Personalfinance #passiveincome