Approximately 11,000 Americans will retire each day between 2024 and 2027. Many will face the challenge of inflation, market volatility and longevity of their funds. What if we could mitigate these concerns? Join our Head of ETFs, Matt Kaufman, CETF®, as he discusses how Calamos Structured Protection ETFs™ may help investors near or in retirement mitigate risk while still participating in equity markets. Register: https://okt.to/keRoCx Reach out to further discuss or click here to learn more: #CPRJ - https://okt.to/XIPVFO #CPSJ - https://okt.to/pLgVXw

Approximately 11,000 Americans will retire each day between 2024 and 2027. Many will face the challenge of inflation, market volatility and longevity of their funds. What if we could mitigate these concerns? Join our Head of ETFs, Matt Kaufman, CETF®, as he discusses how Calamos Structured Protection ETFs™ may help investors near or in retirement mitigate risk while still participating in equity markets. Register: https://okt.to/9Tl0eN Reach out to further discuss or click here to learn more: #CPRJ - https://okt.to/l8pK4j #CPSJ - https://okt.to/yGUWnZ

Approximately 11,000 Americans will retire each day between 2024 and 2027. Many will face the challenge of inflation, market volatility and longevity of their funds. What if we could mitigate these concerns? Join our Head of ETFs, Matt Kaufman, CETF®, as he discusses how Calamos Structured Protection ETFs™ may help investors near or in retirement mitigate risk while still participating in equity markets. Register: https://okt.to/AZGIxn Reach out to further discuss or click here to learn more: #CPRJ - https://okt.to/9H6apm #CPSJ - https://okt.to/JGAXzY

Approximately 11,000 Americans will retire each day between 2024 and 2027. Many will face the challenge of inflation, market volatility and longevity of their funds. What if we could mitigate these concerns? Join our Head of ETFs, Matt Kaufman, CETF®, as he discusses how Calamos Structured Protection ETFs™ may help investors near or in retirement mitigate risk while still participating in equity markets. Register: https://okt.to/pK3feE Reach out to further discuss or click here to learn more: #CPRJ - https://okt.to/c6dRIr #CPSJ - https://okt.to/mn0HCT

Approximately 11,000 Americans will retire each day between 2024 and 2027. Many will face the challenge of inflation, market volatility and longevity of their funds. What if we could mitigate these concerns? Join our Head of ETFs, Matt Kaufman, CETF®, as he discusses how Calamos Structured Protection ETFs™ may help investors near or in retirement mitigate risk while still participating in equity markets. Register: https://bit.ly/3zngXPt Reach out to further discuss or click here to learn more: #CPRJ - https://bit.ly/3RKCEyX #CPSJ - https://bit.ly/3xIYmgb

Part 1: Volatile Wall Street: Assessing the Risks of Maximizing 401k Contributions amidst Market Fluctuations You are advised to focus on long-term investments. However, it is important to acknowledge that there will be both positive and negative market fluctuations. Despite this, it is recommended to remain committed and you will ultimately achieve success. It is suggested to persevere through the ups and downs and contribute the maximum amount to your retirement accounts, particularly your 401k. This is because it is commonly believed that Wall Street is the primary avenue for wealth growth, even though it may currently be experiencing a decline. Click here to schedule a 12 minute call. https://lnkd.in/emtYnzp6 David Bradford Financial adviser for successful entrepreneur #chatgpt #inflation #stockmarket #stockmarketinvesting #stockmarketeducation #stockmarkettips #moneycoach #moneycoaching #investingtips #investing101 #reinvesting #moneyconversations #biggerpockets #Morewithdavid #DrivePlanning #financeeducation #financialcoaching #financialadvisor #financialplan #moneygoals #financialadvice #financialwisdom #financetips #moneymatters #biggerpockets #financialgoals #wealthbuilding #financialpeace #cashflow #financialgoals

Some great stats in this The Wall Street Journal piece by Anne Tergesen. Here are some highlights: 1. More participants are taking withdrawals due to economic hardship (that's not good news!) 2. Balances are working there way up. Average was $135k in 2023. 3. Default savings rates are rising. Usage of a 3% default savings rate is down from 51% of plans with automatic enrollment in 2013 to 33% of plans in 2023. Only 29% of plans are doing 6% or more, though. 4. More participants are increasing their contributions, most that do so, do it because it’s done automatically (28% of those polled); with but 15% electing to increase manually. All in, definitely seems like a positive trend (from my opinion)! https://lnkd.in/e5Auw5pA

Part 1: Volatile Wall Street: Assessing the Risks of Maximizing 401k Contributions amidst Market Fluctuations You are advised to focus on long-term investments. However, it is important to acknowledge that there will be both positive and negative market fluctuations. Despite this, it is recommended to remain committed and you will ultimately achieve success. It is suggested to persevere through the ups and downs and contribute the maximum amount to your retirement accounts, particularly your 401k. This is because it is commonly believed that Wall Street is the primary avenue for wealth growth, even though it may currently be experiencing a decline. Click here to schedule a 12 minute call. https://lnkd.in/emtYnzp6 David Bradford Financial adviser for successful entrepreneur #chatgpt #inflation #stockmarket #stockmarketinvesting #stockmarketeducation #stockmarkettips #moneycoach #moneycoaching #investingtips #investing101 #reinvesting #moneyconversations #biggerpockets #Morewithdavid #DrivePlanning #financeeducation #financialcoaching #financialadvisor #financialplan #moneygoals #financialadvice #financialwisdom #financetips #moneymatters #biggerpockets #financialgoals #wealthbuilding #financialpeace #cashflow #financialgoals

A Securities and Exchange Commission (SEC) staff report highlighted a problem with the current retirement landscape for working Americans: the definition of “accredited investor” has not been adjusted for inflation since 1982. The SEC fears “a significant percentage of individuals who currently qualify as accredited investors are not in fact capable of protecting their own interests.” The worry, as Jimmy Buffett sang, is “sharks that can swim on the land.” Investors with defined contribution (401(k)) plan dollars could lose them. In 1982, defined benefit (pension) plans covered 56% of active participants, but just 12% in 2020. To learn more, click here: https://lnkd.in/e_Ug4gv9 #irs # sharks # sec #accreditedinvestors #pensionplans #401k #inflation

Part 1: Volatile Wall Street: Assessing the Risks of Maximizing 401k Contributions amidst Market Fluctuations You are advised to focus on long-term investments. However, it is important to acknowledge that there will be both positive and negative market fluctuations. Despite this, it is recommended to remain committed and you will ultimately achieve success. It is suggested to persevere through the ups and downs and contribute the maximum amount to your retirement accounts, particularly your 401k. This is because it is commonly believed that Wall Street is the primary avenue for wealth growth, even though it may currently be experiencing a decline. Click here to schedule a 12 minute call. https://lnkd.in/emtYnzp6 David Bradford Financial adviser for successful entrepreneur #chatgpt #inflation #stockmarket #stockmarketinvesting #stockmarketeducation #stockmarkettips #moneycoach #moneycoaching #investingtips #investing101 #reinvesting #moneyconversations #biggerpockets #Morewithdavid #DrivePlanning #financeeducation #financialcoaching #financialadvisor #financialplan #moneygoals #financialadvice #financialwisdom #financetips #moneymatters #biggerpockets #financialgoals #wealthbuilding #financialpeace #cashflow #financialgoals