BiggerPockets’ Post

"Since spring 2022, when the Federal Reserve embarked on its latest rate-hiking cycle, interest rates on the most popular loans for real estate investors, DSCR loans (part of the non-QM loans category), have moved at unprecedented rates. Many months of rates moving at most a few basis points a week morphed into dramatic, massive movements—with bigger changes sometimes happening in one day than had occurred in quarters or years prior." Full post: https://lnkd.in/e3MYYEXA #RealEstate #Realtor #Property #RealEstateAgent #RealEstateInvesting #RealEstateMarket #HomeBuying #HomeSelling #RealEstateTips #RealEstateLife #CommercialRealEstate #LuxuryRealEstate #RealEstateBroker #RealEstateExpert #HousingMarket #Mortgage #PropertyManagement #InvestInRealEstate #RealtorLife #RealEstateAdvice

While impacted by the Federal Interest Rate, your rate will be determined by credit score, loan-to-value (LTV) ratio, debt-to-income (DTI) ratio, loan amount, closing costs, Discount points and even property type.

Check out the Updated Interest Rates! Whether it's FHA/HUD, Agency, or more, we've got the numbers you need for informed decisions. Dive into the latest rates here: https://lnkd.in/gFruNB8v #InvestSmart #FinancialPlanning #multifamilyrealestate #healthcarefinance

Gen H reduces rates by up to 0.25% The lender has reduced its 2- and 3-year rates by up to 0.25% and their 5-year rates by up to 0.15%.

While impacted by the Federal Interest Rate, your rate will be determined by credit score, loan-to-value (LTV) ratio, debt-to-income (DTI) ratio, loan amount, closing costs, Discount points and even property type.

👉 What is the minimum deposit that I need to buy a house in New Zealand? 👉 I heard banks weren’t lending to people with less than 20% deposit? 👉 Can I be gifted my entire deposit, or do I need savings? 👉 What counts as “genuine savings”? 👉 What are some tips for getting a mortgage with a small deposit? Check out this blog from The Mortgage Lab to find out how much do you need to buy your first home here: https://hubs.la/Q02vhvJ80

While impacted by the Federal Interest Rate, your rate will be determined by credit score, loan-to-value (LTV) ratio, debt-to-income (DTI) ratio, loan amount, closing costs, Discount points and even property type. #JunglingLendingwithTammie

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The good news is that the most recent FED rate increase and statements did not have an immediate impact on our price recovery. Lenders helped by tuning up their loan rate buydown programs, adjustable rate loans and 15 year mortgages to offset some of the sting from high rates on conventional 30 year loans. Buyers presently appear to have some appetites for these solutions. Most brokers agree this is just and band-aid. A sustained period of home price growth will probably rely on rates about 1% lower than today.