We are excited to welcome Michael Frain, CFA, to our team as our new Senior Vice President of Financial Planning and Analysis! With a CFA designation and an M.B.A. in Banking, he brings over 30 years of experience to our team. Michael will lead the financial planning and analysis team in developing and implementing financial models, forecasts, and budgets, as well as supporting the asset-liability management process. He will be crucial in driving the bank’s financial performance by focusing on business unit profitability analysis and transaction profitability modeling. His arrival marks a significant milestone in the ongoing transformation of our finance department and continuing evolution with the growth of the bank. Please join us in welcoming him to the team!