Stan Middleman

Navigating SBA and traditional bank loans? A precise and comprehensive valuation by Sofer® Advisors is critical to securing your loan approval. We specialize in assessments that showcase your business's financial health and growth potential, reassuring lenders of your capability to manage and repay debt. Enhance your loan success and set your business up for future stability and growth with our expert valuation services. https://hubs.li/Q02wltjc0 #Advisor #businessvaluations #businessadvice #businessowners #valuationservices #businessvaluation #leadership #mentoring #businessplanning #businessanalysis #businessculture #soferadvisors

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What Do Title Agents Actually Do? This white label eBook from the Wicked Title Forum answers the question in an easy to understand format and is perfect for title agents to rebrand and distribute to new real estate agents and loan officers as educational promotional materials. Title Agents, get your Marketing Kit today! https://lnkd.in/etpTibbQ

Invite your Realtors to our “Realtors Unplugged” presentation this Wednesday, July 31st at 10:00 AZ Time | 10:00 AM PST | 1:00 PM EST | 10:00 AM MST Register at: nexamortgage.com/unplugged We will be discussing NonQMLoans, an amazing solution to help more borrowers obtain homeownership! Your realtors will learn directly from our experts and have the opportunity to participate in a Live Q&A session. Here are some key points to look forward to during the presentation! • Flexible Borrower Types: Includes solutions for all borrowers, including owner-occupied and self-employed individuals, even with less than 2 years in business. • Diverse Loan Solutions: Offers lower down payment options, investor solutions, and non-owner/no income options. • Simplified Documentation: Provides unaudited P&L only loan options and qualifying criteria for gig workers like Uber and Lyft. • Investment-Friendly: Includes fix and flip loans, blanket loans, and second mortgage options. Please be sure you and your realtor register at nexamortgage.com/unplugged to get your unique webinar code to join the presentation! If they are registering themselves, remind them to include your name in the registration so you can get a list of who attended.

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Your growing title business requires flexibility to meet scalability. That’s where X1’s customized data and report programs come in. With our Home Equity Suite of solutions, agents can tailor data and reports to meet the lender’s requirements. It’s all about improving efficiency for the competitive advantage to grow. Adapt with what you need now and for the future: https://x1analytics.com. #X1Analytics #TitleIndustry

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Fannie Mae, Freddie Mac, FHA, and VA have recently issued new requirements regarding the Reconsideration of Value (ROV) process effective for GSE loans on or before August 29, 2024, and effective for FHA case numbers assigned on or after Sept. 2, 2024. Are you prepared for the changes? In addition to disclosures and a process and form for ROV requests, lenders must include the ROV process in their QC plan and practices, as well as ensure they implement and follow procedures regarding appraisal communication and internal operations. The GSEs and Agencies are not developing a required or sample disclosure or request form, and we haven’t seen a resource for lenders and industry to understand how to implement these important changes, so we’re stepping in to fill the gap. We have created an ROV Factsheet, a sample disclosure to be used with initial disclosure and again when the appraisal is sent to the borrower, and a ROV request form to satisfy these requirements. And we’re making them available for free here: https://lnkd.in/gQTtR7HC

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