“Mike is a strategic thinker. He's also a natural facilitator for group meetings and has the ability to summarize and highlight accomplishments, perspectives and strategic goals. I highly recommend Mike to help lead any strategic initiative.”
Michael Lubansky
New York, New York, United States
2K followers
500 connections
New York, New York, United States
2K followers
500 connections
About
Experienced Head of Product / SVP/ CPO with a proven track record of creating software…
Activity
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Our #ROCstar founder, Stephen Pope, spending time and flying his flag in Lajitas, TX! #RedOakCompliance #Compliance #PlantYourFlag
Our #ROCstar founder, Stephen Pope, spending time and flying his flag in Lajitas, TX! #RedOakCompliance #Compliance #PlantYourFlag
Liked by Michael Lubansky
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So grateful to be working with the best team in the world ❤️ Welcome Andrew Mikofalvy and Omar Gonzalez to the Inkeep team!
So grateful to be working with the best team in the world ❤️ Welcome Andrew Mikofalvy and Omar Gonzalez to the Inkeep team!
Liked by Michael Lubansky
Experience
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Education
Licenses & Certifications
Publications
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FAS 114 Impairment Analysis Worksheet
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Proper FAS 114 impairment analysis is critical for a bank evaluating the collectibility of its loans and for determining the proper reserve calculation. Sageworks Surety is an ALLL solution that financial institutions can use to streamline reserve estimation and systematize impairment analysis for even complex borrowing situations.
Sageworks has also created a complimentary, downloadable FAS 114 loan impairment worksheet that financial institutions can use for a simplified…Proper FAS 114 impairment analysis is critical for a bank evaluating the collectibility of its loans and for determining the proper reserve calculation. Sageworks Surety is an ALLL solution that financial institutions can use to streamline reserve estimation and systematize impairment analysis for even complex borrowing situations.
Sageworks has also created a complimentary, downloadable FAS 114 loan impairment worksheet that financial institutions can use for a simplified, collateral-based analysis. This worksheet is formatted to analyze one loan at a time with one piece of collateral.Other authors -
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FASB's CECL Model: How it will impact ALLL
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FASB issued new guidance, ASU Financial Instruments—Credit Losses (Subtopic 825-15), that takes into account “expected losses” rather than the current “incurred loss” model. This proposal puts forth the CECL or Current Expected Credit Losses Model, which makes significant changes to methodologies for the non-impaired portfolio (current FAS 5 [ASC 450-20]).
Download this whitepaper, "FASB’s New Current Expected Credit Losses Model: How It Impacts ALLL," to learn the proposed changes to…FASB issued new guidance, ASU Financial Instruments—Credit Losses (Subtopic 825-15), that takes into account “expected losses” rather than the current “incurred loss” model. This proposal puts forth the CECL or Current Expected Credit Losses Model, which makes significant changes to methodologies for the non-impaired portfolio (current FAS 5 [ASC 450-20]).
Download this whitepaper, "FASB’s New Current Expected Credit Losses Model: How It Impacts ALLL," to learn the proposed changes to estimating credit losses and see how the guidance could increase an institution's reserve by more than 10 percent.Other authors -
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Net Present Value Calculator
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Use the calculator below to calculate the net present value of future cash flows for an individual impaired loan.
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