Heather Clark

“I had the privilege of working as the Director of Compliance Policy, Training and Implementation reporting to Heather Clark at First Guaranty Mortgage Corporation (FGMC) for 4 years. As a member of the FGMC Executive Management Team and serving as the Associate General Counsel and Chief Compliance Officer, Heather was responsible for all compliance activities for a rapidly growing, nationwide non-bank mortgage lender with retail, wholesale, and correspondent channels. Heather recruited a team of experienced Compliance Directors and then built a comprehensive and effective compliance management system for FGMC, which included state lender licensing, NMLS MLO licensing, HMDA and Call reporting, Fair Lending, BSA/AML, compliance policy, training and system implementation, and compliance monitoring. Heather also managed a disclosure team dedicated to producing and delivering compliant mortgage loan disclosures for a high-volume lender. Heather has expert knowledge of all federal and state regulations related to mortgage lending and understands the practical application and impact of those regulations within production business units. Heather is a natural leader who motivates and successfully manages individuals at all levels of an organization. She is a dedicated team player and a seasoned compliance executive with extensive experience in a cross-functional environment. I highly recommend Heather for any position as I know she will be an asset to any organization involved in compliance for mortgage lending. ”