Chris Coghill
Fort Mill, South Carolina, United States
6K followers
500 connections
About
Chris Coghill isn't your typical loan officer/branch manager. He spends his time…
Articles by Chris
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Leveraging Your Home Equity: Refinancing Strategies for Debt Consolidation
Leveraging Your Home Equity: Refinancing Strategies for Debt Consolidation
How often have you scrutinized your interest rate? If you're fortunate to have a mortgage at a relatively low rate…
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Streamlining Home Appraisals: New Rules on the Horizon
Streamlining Home Appraisals: New Rules on the Horizon
If you've ever bought a house, you've probably gone through the home appraisal process. Traditionally, this involves an…
Activity
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Happy Monday! Starting the week strong and ready to help you find the best financing options for your dream home. Let's make it happen! 🏡💼…
Happy Monday! Starting the week strong and ready to help you find the best financing options for your dream home. Let's make it happen! 🏡💼…
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👻 🎃 As the moon rises and the night gets spooky, here's wishing you a magical and fun-filled Halloween! Buying a home doesn't have to be…
👻 🎃 As the moon rises and the night gets spooky, here's wishing you a magical and fun-filled Halloween! Buying a home doesn't have to be…
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👻🎃👻🎃👻🎃 Safety Tips for Halloween! Keep the spooky fun, but stay safe with these tips: 👻 Costume Safety: *Fire-resistant costumes *Reflective…
👻🎃👻🎃👻🎃 Safety Tips for Halloween! Keep the spooky fun, but stay safe with these tips: 👻 Costume Safety: *Fire-resistant costumes *Reflective…
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Experience
Licenses & Certifications
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Texas Rate-Term Certified
Wells Fargo Home Mortgage
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Union Plus Certified
Wells Fargo Home Mortgage
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SAFE Act Certified
Nationwide Mortgage Licensing System and Registry
IssuedCredential ID 1002646
Courses
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Centralized Loan Origination Essentials
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Combating Money Laundering
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Controlling the Assault of Non-Solicited Pornography and Marketing Act (CAN-SPAM)
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Fair and Responsible Lending
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Flood Disaster Protection Act (FDPA)
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HUD FHA Annual Certification
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High Performance Lending
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Home Equity Sales
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Home Mortgage Disclosure Act (HMDA)
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Managing Risk
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Mortgage Foundations
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Nationwide Mortgage Licensing System and Registry Training
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Notary and Affiant Training
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Reporting Suspected Financial Abuse
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Union Plus Mortgage Training
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Honors & Awards
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ChangeMakers Award
Movement Mortgage
Funding at least 75 million and serving more than 250 families in a year.
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Service Excellence Award Winner
Wells Fargo Home Mortgage
For excellence in coaching and building effective and profitable partnerships
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Leader’s Club Award Winner - 2017
Wells Fargo Home Mortgage
Sales Conference - Arizona
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Leader's Club Member Award - 2015
Wells Fargo
Sales Conference - Miami Beach, FL
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Best of the Best Award - 2013
Wells Fargo
Awarded to Home Mortgage Consultant's that excelled on all major areas of focus
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Leader's Club Member Award - 2013
Wells Fargo
Sales Conference - Palm Desert, CA
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Loyalty Award Winner
Wells Fargo
Award to Home Mortgage Consultant for excelling in Customer Loyalty Survey Results
Organizations
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Sales \VOIS\
Divisional Representative
- PresentWe want to improve on what we deliver and ensure our team members voice opinions that advocate and influence successful solutions. A national sales advisory team called the Sales \VOIS\ was created to do just that.
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Employee Engagement Committee
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- Present
Recommendations received
1 person has recommended Chris
Join now to viewMore activity by Chris
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Happy #NationalCatDay to all our feline-loving friends! 🐱🐱🐱 Whether they're curling up on your paperwork or offering moral support during…
Happy #NationalCatDay to all our feline-loving friends! 🐱🐱🐱 Whether they're curling up on your paperwork or offering moral support during…
Shared by Chris Coghill
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It's true....it's super easy to get caught up in all the struggles of daily life...and we don't mean to make less of them, but remember every day is…
It's true....it's super easy to get caught up in all the struggles of daily life...and we don't mean to make less of them, but remember every day is…
Shared by Chris Coghill
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📘📗📕 47 Textbooks!!!! We donated the equivalent of 47 textbooks to Movement Schools for this closing! How amazing is that? Same process for our…
📘📗📕 47 Textbooks!!!! We donated the equivalent of 47 textbooks to Movement Schools for this closing! How amazing is that? Same process for our…
Shared by Chris Coghill
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❓❓❓ Have questions? Reach out to me! 803-448-8922 ❓❓❓ While it is Movement Mortgage’s goal to provide underwriting results within six hours of…
❓❓❓ Have questions? Reach out to me! 803-448-8922 ❓❓❓ While it is Movement Mortgage’s goal to provide underwriting results within six hours of…
Shared by Chris Coghill
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👨🎓 👩🎓 15 Chairs for students!!! 15 Chairs for students!!! 👨🎓 👩🎓 The equivalent of 15 charis were donated to Movement Schools on…
👨🎓 👩🎓 15 Chairs for students!!! 15 Chairs for students!!! 👨🎓 👩🎓 The equivalent of 15 charis were donated to Movement Schools on…
Shared by Chris Coghill
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🎒🎒🎒 68 Backpacks!! Woo hoo!! The equivalent of 68 backpacks were donated on behalf of this closing! Our clients got the same great process, and…
🎒🎒🎒 68 Backpacks!! Woo hoo!! The equivalent of 68 backpacks were donated on behalf of this closing! Our clients got the same great process, and…
Shared by Chris Coghill
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October is Financial Planning Month! Let’s work together to create a solid plan for your financial future. Whether it's saving, investing, or…
October is Financial Planning Month! Let’s work together to create a solid plan for your financial future. Whether it's saving, investing, or…
Shared by Chris Coghill
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📘 📗 📕 25 Textbooks y'all!!!! 📘 📗 📕 The equivilent of 25 textbooks were donated to Movement Schools on behalf of this closing! We are so…
📘 📗 📕 25 Textbooks y'all!!!! 📘 📗 📕 The equivilent of 25 textbooks were donated to Movement Schools on behalf of this closing! We are so…
Shared by Chris Coghill
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Let's stay savvy about credit - today and every day! 💳 💸 Your credit health is the key to the home loan process so take time to understand and…
Let's stay savvy about credit - today and every day! 💳 💸 Your credit health is the key to the home loan process so take time to understand and…
Shared by Chris Coghill
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House hunting this October? 🍂 🏠 Take advantage of the fall season and keep an eye on the property's surroundings! Autumn can reveal so much -…
House hunting this October? 🍂 🏠 Take advantage of the fall season and keep an eye on the property's surroundings! Autumn can reveal so much -…
Shared by Chris Coghill
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As we continue to celebrate National Hispanic Heritage Month, let’s remember that Hispanic and Latin American culture should be recognized all year…
As we continue to celebrate National Hispanic Heritage Month, let’s remember that Hispanic and Latin American culture should be recognized all year…
Shared by Chris Coghill
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October is Breast Cancer Awareness Month, and we invite you to join us in spreading the word, raising awareness, and making a lasting impact. Breast…
October is Breast Cancer Awareness Month, and we invite you to join us in spreading the word, raising awareness, and making a lasting impact. Breast…
Shared by Chris Coghill
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Grateful for the generations of Hispanic Americans whose contributions have shaped and enriched our nation and society in countless ways. Thank you…
Grateful for the generations of Hispanic Americans whose contributions have shaped and enriched our nation and society in countless ways. Thank you…
Shared by Chris Coghill
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📢📢📢Starting on September 23rd, 2024, Movement is able to lend based on 2025 estimated loan limits before the official FHFA announcement. 2025 is…
📢📢📢Starting on September 23rd, 2024, Movement is able to lend based on 2025 estimated loan limits before the official FHFA announcement. 2025 is…
Shared by Chris Coghill
Other similar profiles
Explore more posts
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Behzad Hamidi, PhD
🏠 2023 has been recorded as the least affordable year for homebuying. However, experts have been hopeful that 2024 will surpass 2023 in terms of housing affordability, anticipating lower mortgage rates and price stability. Nevertheless, as we are now almost in May 2024, not only have rates not decreased, but the national median home prices have also increased. Is there any hope for the remainder of 2024?
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Orlando Concepcion
Types of Non-QM Mortgages and Benefits 🏠💼 Bank Statement Loans 📊 📈 Flexible income verification for self-employed individuals. 💵 Allows using business bank statements to demonstrate income. Asset-Based Loans 💰 🏦 Based on assets rather than traditional income sources. 🔄 Ideal for high-net-worth individuals with substantial assets. Interest-Only Mortgages 🔄 ⏳ Lower initial monthly payments. 📈 Potential for increased cash flow during the interest-only period. Foreign National Loans 🌎 🌐 Available for non-U.S. citizens or foreign investors. 🛂 No requirement for U.S. credit history or Social Security Number. Jumbo Loans 🌟 🏢 Higher loan amounts beyond conventional conforming limits. 💼 Ideal for luxury or high-value properties. Debt-Service Coverage Ratio (DSCR) Loans 📈 🏢 Focuses on property income to determine loan eligibility. 🤝 Suitable for investors or commercial property owners. Non-Warrantable Condo Loans 🏢 🚫 Available for condos that do not meet standard Fannie Mae or Freddie Mac guidelines. 🛠️ Allows financing for unique or boutique condominiums. Benefits of Non-QM Mortgages: 🌟 Access to financing for borrowers who don't meet traditional loan criteria. 🤝 Flexible qualification standards tailored to unique financial situations. 📑 Variety of mortgage options to suit diverse property types and borrower profiles. 📈 Opportunity for self-employed individuals, investors, or those with complex income structures to secure financing. Ready to explore Non-QM mortgage options? Contact us for personalized guidance: 📞 Phone: 619-586-9597 📧 Email: [email protected] Unlock your real estate ambitions with Non-QM financing! 🏠💼 #NonQMMortgages #MortgageOptions #RealEstateFinance
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