Commas

Creating a budget can depend on what works best for you based on your financial goals, spending habits, and personal preferences. Commas advisor Nate Eix, CFP® approaches budgeting by prioritizing saving first and paying essentials like rent, groceries, and loans. He then gets to spend whatever is left guilt-free!

Working at Google offers a robust equity compensation package in addition to your salary and cash bonuses. Hear from Commas advisor Katelyn Bombardiere, CFP® on a rundown of the perks including 401(k), after-tax contributions, RSUs (or GSUs), and health benefits. Want to dive deeper into your Google package? Schedule a non-committal intro-meeting here: https://lnkd.in/gy47Pkpu to determine if working with Commas is right for you.

Curious about how Commas can partner with your business? We understand the unique challenges faced by small businesses and nonprofit organizations. Through our 401(k) and 403(b) offerings, we aim to solve the common problems often associated with managing these plans. Additionally, interested larger corporations can partner with Commas to provide our financial planning and investment management services to employees with a cost-sharing arrangement designed by the company.

Tax planning isn't just about reducing taxes today. The goal is to minimize your lifetime tax bill. Thinking beyond the short-term can sometimes lead to smarter tax decisions!

401k, HSA, and IRA contribution limits have increased for 2024, giving you more opportunities to boost your savings! As the halfway point of the year approaches, now is a great time to review your current savings rates and adjust accordingly.

Planning your dream vacation starts now! Here's a tip: instead of scrambling to pay for your trips last minute, why not save a little each month? 1️⃣ Estimate your yearly travel expenses. 2️⃣ Break it down into a monthly savings goal. 3️⃣ Automate savings into a high-yield savings account. 4️⃣ Enjoy guilt-free vacations knowing it's all covered! Even if you don’t have travel plans yet, we recommend still saving ahead. That way, you can pack your bags stress-free when the opportunity arises.

Celebrating our clients just got sweeter with our partnership with Fresh Sends! We’re thrilled to have worked together to create Commas branded flowers that we can use to recognize our clients' financial milestones, from welcoming a new baby, to a buying a new home, to enjoying retirement.

Receiving company stock as part of your compensation package is a great perk offered by many companies. To maximize this benefit, it's essential to plan ahead and make the most of your equity compensation by aligning it to your own financial goals.

Curious about Commas but not sure where to begin? Our 30-minute intro meeting is non-committal and helps us to understand your financial goals and needs, answer your questions, and ensure we're the perfect match for you and your family. Schedule yours here: https://lnkd.in/gyxkAR5h

Buying a home doesn't have to mean sacrificing your retirement goals! With PMI becoming more affordable and various loan options available, you might not need to put 20% down. Talk to a financial advisor to find the best balance for your savings goals.