SolV Independent Insurance Associates

It’s #NationalStressAwarenessDay so let’s face the facts. We all know stress is a negative thing, but did you know it’s related to some of the top leading causes of death in the U.S.? Stress is linked to heart disease, cancer, lung ailments, accidents, cirrhosis of the liver, and suicide. At Solv Independent Insurance Associates, we know the importance of managing the stress levels of your employees, because we know the impact it has on their health. The demands of work and life don’t have to come at the cost of health. That’s why we’re here to help companies like yours develop a comprehensive health plan that doesn’t just treat illness but actively promotes mental resilience and support. Ask yourself if your company truly incorporates stress management in their health plans? And if you’re answering no, then it’s time to change your benefits package to be truly beneficial. #solvinsurance #solvforsuccess #healthinsurance #insurance #health #insuranceagent #healthcare #insurancebroker #businessinsurance #insuranceagency #medicalinsurance #stressmanagement #stress #Stressful

#TipTuesday: Before we hit 2025 there’s an easy way to focus on employee wellness, and that’s with preventative care. At Solv Independent Insurance Associates, we believe preventative care should be seen as an investment, not a line item in the expense report. Preventative care isn’t just about reducing healthcare costs, it’s the best way to prevent your team from experiencing huge healthcare burdens. By offering plans that emphasize preventative care—think annual checkups, vaccinations, screenings, and mental health resources at minimal to no cost for beneficiaries—you’re helping catch potential health issues before they become complex and costly. When your team stays healthier it in turn reduces sick days and boosts morale, which is what your team deserves. A preventative approach doesn’t just safeguard health—it fosters a culture of trust and care that retains top talent in a competitive market. Ready to make preventative care your 2025 priority? Let’s talk. #solvinsurance #solvforsuccess #healthinsurance #insurance #health #insuranceagent #healthcare #insurancebroker #businessinsurance #insuranceagency #medicalinsurance #preventativecare #healthinsurance #2025

As leaders, it’s easy to get swept up in the day-to-day grind, but #NationalGratitudeMonth reminds us to step back and acknowledge our true backbone – our employees. This month, let’s go beyond words and show our teams that they’re more than a line item in the budget. Demonstrating real appreciation means investing in their well-being with a benefits package that genuinely supports them. Whether it’s consulting, plan management, compliance, communication, or financial support, Solv Independent Insurance Associates is here to help you build a package that makes your employees feel valued, cared for, and seen. Call us today or head to our website, https://solvins.com/, to set up a consultation! #solvinsurance #solvforsuccess #healthinsurance #insurance #health #insuranceagent #healthcare #insurancebroker #businessinsurance #insuranceagency #medicalinsurance 

Sharing some #WednesdayWisdom for you today!  We all know laughter feels good—but did you know it also has serious health benefits? In a high-pressure work environment, employee wellness matters more than ever. Lower blood pressure, better blood flow, and a healthier team are essentials. Investing in your employees' health means investing in their happiness—and ultimately, your company's success. It’s a two-way street, and SolV is here to help you navigate it. We’ll work closely with you to tailor solutions that show your team how much you value them. Let us help you build a culture of care. Learn more about how SolV can help you customize a plan to meet your company’s needs today at https://solvins.com/. #solvinsurance #solvforsuccess #healthinsurance #insurance #health #insuranceagent #healthcare #insurancebroker #businessinsurance #insuranceagency #medicalinsurance

Meet the Team! Monica Guizar works as a Benefits Advocate for SolV. She joined the team 3 years ago and is from San Jose, California. We asked her a few questions to get to know why she loves it here and SolV! • In your role, what do you do or how do you help clients?   I assist employees and clients with benefits, claims, provider search, obtaining insurance ID cards, and eligibility inquiries. • When did you know that you’re making a difference in your work?  When receiving positive ratings from employees who express their gratitude. This is always rewarding. • What can you not live without?  My family • What piece of advice have you received in your career that made a big impact?  Put yourself in their shoes; how would you want the situation to be handled if it were you? I always want the employee/ client to feel like they are not alone in whatever situation they are going through. • If your clients could only do one thing that would impact the health/lives of their employees the most, what would you recommend?  Encourage clients to support employees’ personal needs. • If you could be anywhere in the world...where would you be and why?  If I could be anywhere in the world, I would be in Paris. I would love to visit and tour around.   • Your life slogan or motto is:   Sometimes you win, sometimes you learn.   #solvinsurance #solvforsuccess #healthinsurance #insurance #health #insuranceagent #healthcare #insurancebroker #businessinsurance #insuranceagency #medicalinsurance #Employee #EmployeeHighlight

#FactFriday: 64% of adults say affordable coverage is a major barrier to having health insurance. That means that likely over half over the workforce is facing unnecessary stress and health risks because coverage is too costly. But decision makers have the power to ensure their team isn’t a part of this statistic. Leaders who care know that health insurance is more than a perk – it’s a necessity that people deserve. Your employees deserve better. Let’s make health coverage accessible for all, starting with a plan that works for your team and your bottom line. Learn more at https://solvins.com/. #solvinsurance #solvforsuccess #healthinsurance #insurance #health #insuranceagent #healthcare #insurancebroker #businessinsurance #insuranceagency #medicalinsurance #AffordableCoverage #EmployeeWellBeing

October is #HealthLiteracyMonth, a time to recognize that navigating the complexities of the healthcare system is a challenge. The CDC defines health literacy as “…the degree to which individuals have the ability to find, understand, and use information and services to inform health-related decisions and actions for themselves and others.” Yet, for most, healthcare feels like a foreign language, and when you add health insurance into the mix, it gets even more overwhelming. This is where SolV steps in. We know your employees depend on you for the right benefits, but we also know you want to make sure they understand what they’re really getting. When your team is lost in the maze of premiums, deductibles, and coverage limits, they’re not just confused—they’re missing out on the care they deserve. Our mission is to help you and your workforce cut through the noise. We give your employees the knowledge to make smart, informed decisions about their health and well-being, without the jargon. Because at the end of the day, true health insurance is not just about coverage—it’s about confidence. #solvinsurance #solvforsuccess #healthinsurance #insurance #health #insuranceagent #healthcare #insurancebroker #businessinsurance #insuranceagency #medicalinsurance #HealthLiteracy #HealthcareLiteracy

Medicare Part D Updates: What Employers Need to Know for #TipTuesday. We’ve been getting a lot of questions about the new Medicare Part D rules, and we’re here to help clarify what it means for you, your employees, and your health plans. Here's what employers need to keep in mind: • Annual Disclosure: Employers must disclose if their prescription drug coverage is “creditable” to both CMS and Medicare-eligible individuals. • Employee Notifications: If your health plan covers Medicare-eligible individuals, you must notify each Part D eligible person them whether your coverage qualifies as creditable under Part D rules. • Coordination of Benefits: Expect employees to ask about how their plans work with Medicare Part D. Part D plans are required to coordinate benefits with other health plans. • Penalties for Late Enrollment: If coverage isn’t creditable, employees could face penalties for enrolling in Part D later. This is just the tip of the iceberg when it comes to Part D employer requirements, so with all these moving pieces, it’s more important than ever to ensure compliance—and that's where SolV brokers come in. We’re here to guide you through these requirements, helping both employers and employees stay informed. Let’s make sure your coverage checks all the boxes. ✔️ SolV can help! Learn how at https://solvins.com/. #solvinsurance #solvforsuccess #healthinsurance #insurance #health #insuranceagent #healthcare #insurancebroker #businessinsurance #insuranceagency #medicalinsurance #MedicarePartD #EmployerRequirements #HealthCoverage #SolVInsurance #Compliance #Medicare #MedicarePartD #MedicareRules #MedicareNewRules

Companies that care about their employees are taking a hard look at their health plans and asking: Are we doing enough?   And when it comes to “enough” telehealth is a part of that list. E Our latest blog breaks down everything you need to know about telehealth coverage, from access to mental health care to the real impact on employee productivity.  Check out the link below! https://lnkd.in/gbwnqEJv #solvinsurance #solvforsuccess #healthinsurance #insurance #health #insuranceagent #healthcare #insurancebroker #businessinsurance #insuranceagency #medicalinsurance #EmployeeWellbeing #Telehealth #MentalHealth #CompanyCulture

It’s #WorldAllergyAwarenessDay, and that means if you’re someone who’s experienced the pain of sneezing, itchy eyes, and a pileup of endless tissues, then today is your day. An allergy is basically your body’s immune system reacting to a usually harmless substance known as an allergen. But allergies are more than just a seasonal annoyance—they’re a real workplace issue, responsible for 3.1 million missed workdays each year. As an employer, you can reduce those lost days, helping your team stay healthier and your business run smoother. Allergy-related doctor visits, medications, and treatments add up. That’s where SolV comes in. We’ll help you evaluate deductibles, prescription coverage, and allergy test options, making sure your plan truly supports your team. Give us a call for a complimentary 30-minute consultation. You just might be surprised at what you’ll learn are easy fixes to save your company and employees big money. #solvinsurance #solvforsuccess #healthinsurance #insurance #health #insuranceagent #healthcare #insurancebroker #businessinsurance #insuranceagency #medicalinsurance #allergy #allergies #WorldAllergyDay