We are thrilled to be attending the 2024 JH Connect by Jack Henry, taking place from October 7-10 at the Phoenix Convention Center in Phoenix, Arizona! As an AI company, we are constantly pushing the boundaries of innovation. And what an amazing opportunity lies before us at this exhilarating event! We will be surrounded by visionary leaders from the credit union community who, just like us, are dedicated to groundbreaking innovation and member well-being. Swing by Booth 201 and meet our leaders Samantha Hubbard, Gregory Bishop, and Eric Steinhoff to learn how cutting-edge AI technology can streamline your underwriting processes, boost member experiences, and fuel growth for your credit union. #JHConnect #creditunions #cudifference #ai #credit #creditunderwriting #bankingandfinance #fintech #lendingsolutions #symitar
Scienaptic AI
Financial Services
New York, New York 39,975 followers
More approvals. Lower risk. Instant decisions.
About us
Scienaptic is on a mission to increase credit availability by transforming technology used in credit decisioning. Over 150 years of credit experience is embedded in Scienaptic's AI native credit decision platform. Our clients across banks, credit unions, fintech, and other lenders use the platform to constantly improve the quality of underwriting decisions. This enables them to say ‘yes’ to borrowers more often and faster.
- Website
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http://www.scienaptic.ai
External link for Scienaptic AI
- Industry
- Financial Services
- Company size
- 51-200 employees
- Headquarters
- New York, New York
- Type
- Privately Held
- Founded
- 2014
- Specialties
- Big Data Analytics, Machine Learning, Customer Journey, Process Optimization, Risk Management, Artificial Intelligence, Credit Underwriting, Credit Origination, Model Risk Management, and Credit Line Management
Locations
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Primary
50 West, 47th Street, 16th Floor, Ste 1614,
New York, NY
New York, New York 10036, US
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753, 22nd Cross, 20th Main,
2nd Sector, HSR Layout,
Bangalore, Karnataka 560102, IN
Employees at Scienaptic AI
Updates
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Credit unions embrace Scienaptic's AI to unlock the power of fair & and inclusive lending. Daniel Baker, MBA, VP of Lending at 4Front Credit Union, is spearheading this transformative journey, passionately advocating for AI adoption. In a recent conversation, Dan gave some great insights into how the 4Front Credit Union is leveraging Scienaptic’s platform for fair and compliant credit decisions. With the platform’s comprehensive fair lending reports, compliance becomes just a click away, empowering 4Front Credit Union to underwrite with confidence. Our platform's in-built compliance and fair lending engine has revolutionized the lending industry, empowering credit unions to stay ahead of the curve. 4Front Credit Union's deep dive into these transformative features truly showcases the immense value Scienaptic brings to credit unions. Reach out to our risk experts to know more - https://lnkd.in/g9js63MS #ai #credit #creditunions #creditunderwriting #aiunderwriting #aiunderwritingplatform #creditdecisions #lending #lendingsolutions #fairlending #memberexperience
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We just wrapped up an incredible experience at the Michigan Credit Union League & Affiliates' Executive Summit in Detroit. A huge Thank You to the MCUL team for organizing an inspiring event! We are especially grateful to our forward-thinking clients—People Driven Credit Union, River Valley Credit Union, Advantage One Credit Union, 4Front Credit Union, ELGA Credit Union, Wildfire Credit Union, Team One Credit Union, PFCU Credit Union, and Alliance Catholic Credit Union. Your leadership in pioneering AI adoption is transforming the lives of thousands of members across the region. Let’s continue to explore how technology can empower the future of credit unions. Patty Corkery, CUDE, Stephanie (Klocinski) Heidt, Pankaj Kulshreshtha, Samantha Hubbard, Kirill Skok. #AI #CreditUnions #LendingSolutions #CUDifference #Michigan #MemberExperience #FairLending #FinancialInclusion
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The America's Credit Unions’s Regulatory Compliance and BSA Seminar kicks off today, running from October 1-3, 2024, in beautiful Fort Lauderdale, FL! This event is a vital platform for credit unions to deepen their understanding of compliance, which is essential for sustainable growth. Join our leaders, Samantha Hubbard, VP of Business Development, and Vinay Bhaskar, COO, as they delve into how AI can transform compliance practices, optimize operations, and enhance outcomes for credit unions and their members. If you’re attending, be sure to connect with us and discover how AI can elevate your compliance strategies for the future. #AI #CreditUnions #Compliance #FinancialInclusion #FairLending #MemberExperience #ScienapticAI #FinancialServices #CUDifference #CUSO
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We are pleased to announce that BharatLoan is now live with Scienaptic's credit BRE platform's Account Aggregator! The deployment leverages Scienaptic BRE’s frictionless Account Aggregator journey, which securely retrieves bank statement data with customer consent. Scienaptic's credit decisioning engine then aggregates key variables to derive critical ratios and risk insights from this data. This process enables BharatLoan to digitize the underwriting of small-ticket loans by providing intelligent income insights, streamlining their operations, and improving access to credit for millions of underserved individuals. Thank you Rishi Kapoor and the leadership team at BharatLoan for your support! We look forward to being part of a disruption that will bring better opportunities for your customers. Link to full announcement - https://lnkd.in/gY84_nXa Pankaj Kulshreshtha, Joydip Gupta, Adarsh DM, Shivendra Gupta, Nirav Sangani, Chandan Pal #ai #creditBRE #creditunderwriting #accountaggregator #lending #NBFC #businessruleengine #BRE
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Scienaptic’s AI-powered platform is designed to work seamlessly with any LOS or core banking system. Our technology stack is modern and scalable, which makes it a breeze to deploy and manage. Listen to Dustin Cole's success story of a smooth and hassle-free deployment of Scienaptic's platform at Arkansas Federal Credit Union and how quickly it integrated with the credit union's system MeridianLink LOS. By seamlessly integrating Scienaptic's technology into their Loan Origination System, MeridianLink (Consumer), Arkansas Federal CU has achieved remarkable automation, streamlining, and inclusivity in their credit decisions. Our LOS and core agnostic approach is a game changer for financial institutions that want to stay ahead of the curve. Reach out to us on the link below if you'd like to know more. https://lnkd.in/g9js63MS #ai #credit #creditunions #memberexperience #financialinclusion #lending #DigitalLending #creditunderwriting #cudifference #fairlending
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The America's Credit Unions' Regulatory Compliance and BSA Seminar is just around the corner, taking place from October 1-3, 2024, in Fort Lauderdale, FL, and we couldn’t be more excited! With compliance being a cornerstone of sustainable growth for credit unions, this seminar offers the perfect opportunity for learning, collaboration, and innovation. Our leaders, Samantha Hubbard, VP of Business Development, and Vinay Bhaskar, COO, will be there to share insights on how AI can enhance compliance, streamline operations, and deliver better outcomes for credit unions and their members. If you’re attending, don’t miss the chance to connect and explore how AI can future-proof your compliance strategies. #ai #credit #creditunions #compliance #financialinclusion #fairlending #memberexperience #ScienapticAI #financialservices #cudifference #CUSO
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What happens when half a billion people don’t get access to credit? In a recent article, Joydip Gupta, Head of APAC, Scienaptic AI, explores how digital transformation is rewriting the rules of credit underwriting in India, opening doors for financial institutions to serve the unserved. With more than 400 million people lacking credit access and another 160 million underserved, the urgency for smarter, more inclusive lending solutions has never been greater. Scienaptic's credit decisioning platform allows lenders to leverage AI models and draw data from multiple data sources—such as credit bureaus and account aggregators— helping them gain a more holistic understanding of each borrower’s financial standing. The platform's inbuilt Credit Rule Engine helps lenders configure their decisioning rules and swiftly adapt to changing market conditions. This approach not only speeds up and enhances the accuracy of credit decisions but also significantly reduces risk, enabling financial institutions to extend credit to underserved communities. With the right tools, lenders can break down traditional barriers to credit, driving financial inclusion and empowering millions of individuals and businesses with fair, responsible access to the financial resources they need to thrive. Read the full article here: https://lnkd.in/gpbShsmM #ai #credit #creditcards #fintechs #nbfc #BRE #CreditBRE #CreditRuleEngine #BusinessRuleEngine #creditunderwriting #BNPL #MFI
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We’re just one day away from the Michigan Credit Union League & Affiliates' Executive Summit 2024, and we couldn’t be more excited! This event brings so much value every year, and we’re eager to dive into great conversations about how AI can transform lending for credit unions. Pankaj Kulshreshtha, Samantha Hubbard, and Kirill Skok will be there, ready to connect and share insights on AI-driven solutions for fair lending, increased approvals, and enhanced member experiences. If you’re attending, we’d love to meet with you and explore how AI can empower your credit union’s future! #ai #creditunions #creditunderwriting #fairlending #financialinclusion #innovation #memberexperience
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It is our pleasure to announce that Patriot Federal Credit Union is live on Scienaptic’s AI-powered credit underwriting platform. The deployment is automating its credit decisioning and enhancing member experience for over 80,000 members! We are grateful for the support of Tricia Wareham, and the rest of the leadership at Patriot Federal Credit Union as we together drive the mission of increasing credit availability in the community. We’re looking forward to supporting the Credit Union in empowering its diverse members to achieve their financial goals and turn their dreams into reality. Link to the full announcement - https://lnkd.in/gx2JxUbv Pankaj Kulshreshtha, Vinay Bhaskar, Sandeepan Sarkar, Samantha Hubbard, Eric Steinhoff, Kirill Skok, Chandan Pal #creditunions #cudifference #memberexperience #financialinclusion #lending #lendingsolutions