Paladin Advisors, LLP, is a boutique consulting practice focused on asset/liability management, liquidity risk, capital management, stress testing, mergers and acquisitions, risk governance, and strategic planning for regulated financial entities. With more than 50 years of combined experience at a wide range of banks, insurance companies, and asset managers, including public sector institutions, the founding partners of Paladin Advisors, LLP are uniquely suited to provide actionable and strategic insights to drive your business forward.
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Such a great day. Reach out to Paladin Advisors, LLP for help with balance sheet management, strategy and M&A, and more. We’ve been in your shoes and we can help.
Day 2 of the Empyrean Solutions Users Conference was great led by a phenomenal talk by Scott Hildenbrand. And yet, if you can combine bank balance sheet management with drinks and food and drinks… Paladin Advisors, LLP is here for it. So glad to participate and already looking forward to next year!
Day 1 of the Empyrean Solutions 2024 User’s Conference in the books! It was a great day of catching up with friends old and new and Paladin Advisors, LLP is proud to be part of it. Fun fact: I’ve known some of these people longer than I’ve known my own kids!
Just a couple weeks until the Empyrean Solutions User Conference 2024 in Boston, MA! We look forward to connecting with friends and colleagues, old and new, throughout the conference or during the Paladin Advisors, LLP sponsored cocktail hour on Tuesday, June 18. If you'll be at the conference or just in the area and would like to chat, feel free to reach out to Matthew Boutte, Peter Freilinger, Aly Sumar, or Bill Collette. See you there!
☀️ Summer plans just got even more exciting in Boston! 🌆 Can't wait to catch up with friends, practitioners, and experts at the Empyrean Finance & ALM conference. 📈 Looking forward to reconnecting with familiar faces and making new connections, so be sure to catch up with Matthew Boutte, Bill Collette, Peter Freilinger, or Aly Sumar during the conference, at the cocktail hour sponsored by Paladin Advisors, LLP . Don't miss out! Register for the conference via the link below and don't hesitate to reach out to us to schedule 1:1 time during the conference. See you there! 🎉 #EmpyreanFinance #ALMConference #BostonBound
We are thrilled to announce the Empyrean User Conference 2024! Join us in our hometown of Boston on June 18-19th to explore the future of banking technology, exchange best practices, and connect with other members of the Empyrean Solutions community. This year, we are excited to introduce a new track focused on budgeting and profitability, making this our most comprehensive user conference yet. Register soon as spaces are limited - we're looking forward to seeing you there! https://lnkd.in/g88aXi42
Bill Collette is a terrific addition to our team - elevating our presence in the banking community and helping Matthew Boutte and me bring our expertise to bear on behalf of banks everywhere. As banks in the US face commercial lending and ALM challenges, and as new capital regulations require innovation in strategic planning and portfolio management, Paladin Advisors, LLP is ready to assist bank executives in solving their toughest problems.
Matthew Boutte and Peter Freilinger are excited to welcome Bill Collette to the team as Director of Market Development!
Matthew Boutte and Peter Freilinger are excited to welcome Bill Collette to the team as Director of Market Development!
From our families to yours, Peter Freilinger and Matthew Boutte wish all of you Happy Holidays and a Happy New Year!
First off, so totally deserved - Jill's comprehensive efforts at Citizens of Edmond warrant national attention - no question of that at all. Second, hopefully investors and Jill's board see the opportunity here: in an American banking landscape with such limited leadership quality, you have a CEO who could grow and expand and make something uniquely powerful and profitable from a strong, local base in the prairies. Third, it's disappointing that large banks still are so timid and incapable of elevating women into leadership that Jill - from her frankly pretty tiny platform - is in the top 25 most powerful women in banking. That is no ding on Jill - that's a call to arms to bank boards nationally to see through the fog and tag the strong women to lead. Coming on a day where Jes Staley has been banned from UK banking, and where Jamie Dimon still can't identify a credible successor despite having people like Jill and others ready for action, this is a powerful indictment of how senior banking leadership can't see past its own toenails.
President and CEO, Citizens Bank of Edmond and ROGER; Civilian Aide to the Secretary of the Army
It's nearly impossible to think that a one location, $380 million Oklahoma bank CEO would be on American Banker's 25 Most Powerful Women in Banking or 25 Most Powerful Women to Watch lists for 10 consecutive years. Recognition like this (#18! What!!) is achievable only with a great team, a powerful mission & a commitment to generational impact in an incredible community. While my name is on the list, this is a team award for Citizens Bank of Edmond and ROGER and all those that have supported and encouraged us through the years. Big shoutout of appreciation to my husband, Marcus, and our wonderful kids, Ryan, Olivia, and Nicholas for making my career a team sport. Thank you to everyone that helps make us better - all our customers, neighbors, Board members, vendor partners, shareholders, non-profits, industry friends, military community, associations, schools, my executive coach (Ross) and other supporters! I know I'm leaving so many off of this list that have been impactful to us. I'm so appreciative of those that have built me and our bank. #mpwib Civilian Aide to the Secretary of the Army SW Graduate School of Banking Castle Creek Capital LLC Graduate School of Banking at the University of Wisconsin - Madison Hawaii Pacific University University of Oklahoma Association of Military Banks of America (AMBA) ICBA Oklahoma Bankers Association Community Bankers Association of Oklahoma American Bankers Association Humphreys Capital MetaFund Nymbus Jack Henry Banking Q2 Narmi Oklahoma Hall of Fame Oklahoma National Guard National Bankers Association Nominee Edmond Area Chamber of Commerce State Chamber of Oklahoma Oklahoma Department of Commerce Finovate YPO
It's not going away on its own. It really isn't. Paladin Advisors, LLP can help. Contact Peter Freilinger or Matthew Boutte to learn more. #banking #bankingandfinance #alm #bankalm
It's worth asking what a "fintech" business model is. Is it: a) faster / better underwriting using some combination of Big Data / AI / faster back office processing (LendingTree etc)? Most of these die either on balance sheet or some obvious oversight in the algorithm - or they stop being fintech and are just banks whose valuation eventually converges with mid-cap depositories. b) payment system acceleration (Chime/Stripe)? These are going to die quickly as same-day retail FedWire comes into play, or in cross-border payments, a combination of fraud (Wirecard) and AML/KYC failures leads to regulatory shutdown. c) deposit aggregation, taking advantage of thinner regulation of customer-facing front ends (Revolut)? These offer both AML/KYC pathways to failure, and the obvious outcome of being taken out at discount valuations once real banks simply upgrade their tech. And then there's: d) Crypto fintech: this is just a very systemically developed fraud, so who cares. If you're a bank and you're worried about competing in the fintech arena, you should first, not worry too much, but second, think about your strategy: offence not defence. These are simplistic, poorly thought out business models - but you have a solid deposit taking, loan making, regulatory protected ring fence, and by making the right decisions today, you can actually win the fintech game by being a traditional bank with simply better kit. Talk to Matthew Boutte and Peter Freilinger about how to position your M&A, capital, and product design and pricing strategies to eat fintech's lunch.
📉FinTech valuations have fallen. Where do they go from here? With the market having changed dramatically since the heyday of 2021’s venture funding boom, fintech valuations have largely shifted accordingly. With only a few exceptions, the once most valuable companies operating in the fintech space have seen their valuations drop significantly, based on secondary share activity as analyzed by Notice.co, a company that has built a pricing tool for the private markets. One of the starkest examples of declines lies in payments giant Stripe, which saw its funding valuation hit $95 billion in March 2021. The company’s secondary market valuation peaked at nearly $200 billion in January 2022 (!), according to Notice’s data, which understandably caused frustration among employees who wondered why the company didn’t go public at that time. But as of the time of this writing, its secondary market valuation has plunged by 73% to $52.5 billion. I highly recommend reading the the complete TechCrunch source article by Mary Ann Azevedo and Rebecca Szkutak for more interesting stats and figures: https://lnkd.in/e4qp4q6T Find this helpful? [ 𝗿𝗲𝗽𝗼𝘀𝘁 ] Anything to add about this subject? [ 𝗶𝗻𝘃𝗶𝘁𝗲𝗱 𝘁𝗼 𝗰𝗼𝗺𝗺𝗲𝗻𝘁 ] Nice story, Marcel. Next! [ 𝗹𝗶𝗸𝗲 ] #fintech #fintechindustry #financialtechnology #fintechstartups #venturecapital #angelinvestor #paytech #bankingtechnology #fintechstartup #fintechinnovation #fintechnews