Is a Non-QM Full Doc loan right for my client? Our Empower Full Doc program may fit small business owners, investors, or other self-employed individuals, who believe they would not qualify for a traditional agency loan. Clients with multiple jobs, seasonal income, or commission income may qualify for Full Doc Non-QM loans. Some scenarios we see within our Full Doc program: Commision based sales position borrower Full time borrower with an end of the year bonus Multiple borrowers with different documentation Personal Tax Return plus 12 mo P & L Contact your Account Executive to learn more about our Full Doc Program!
Emporium TPO
Financial Services
Frisco, Texas 9,390 followers
Dedicated to serving mortgage brokers and non-delegated correspondents. NMLS #2278548
About us
Emporium TPO is the result of more than 100 years of industry experience combined with a vision to build the future of third-party origination. Our founders have the proven ability to build and grow a business to a national scale while maintaining a collaborative culture. Together, they've formed Emporium TPO - a transformational mortgage lender that delivers high-quality products for our partners and meaningful careers for our employees. NMLS # 2278548 - NMLS Consumer Access Emporium TPO LLC, 3010 Gaylord Parkway, Suite 125, Frisco, TX 75034 Equal Housing Lender
- Website
-
http://www.emporiumtpo.com
External link for Emporium TPO
- Industry
- Financial Services
- Company size
- 51-200 employees
- Headquarters
- Frisco, Texas
- Type
- Privately Held
Locations
-
Primary
Get directions
Frisco, Texas 75034, US
Employees at Emporium TPO
Updates
-
Have a client looking for a business-purpose loan? Have they been self-employed for at least a year? Emporium TPO has programs they may qualify for! Business purpose loans can come in through a number of our loan programs, including W-2s or bank statements. Reach out to an Account Executive to discover more about our options.
-
-
The independence celebration continues with a Cash Out Refinance Interest Only loan funded in 24 days! If you have a loan scenario like this funded loan, contact an Account Executive to start with Emporium TPO. Loan Amount- $298,926 Loan Type: 30Y Interest Only – Cash Out Refinance Sub to fund: 24 days Sub to Ctc: 19 days Credit Score: 718 LTV: 64% DSCR- 1.66 *Terms for illustrative purposes only
-
Have clients looking for their first investment property? Keep Emporium TPO’s DSCR loans in mind! DSCR loans are specifically designed to assist real estate investors in financing their properties, income utilized for qualification is based on the rent cash flow generated by the investment property. Our DSCR program permits first time investors! Contact an Account Executive today to learn more about DSCR loans!
-
Alt Doc Bank Statement mortgage program is an excellent option for self-employed borrowers who need an alternative method to show the true cash flow of their business. Borrowers do not have to own 100% of the business. Our Business Bank Statement program provides a loan solution to help borrowers qualify from their credit history and their Business Bank Statements. Get started with your first submission with bank statements! Reach out to an Account Executive today.
-
Emporium TPO is dedicated to stimulating, anticipating, and embracing change. Our products are no different. We strive to provide innovative mortgage solutions for those whose needs aren’t best met with conventional financing. We are dedicated to serving professional mortgage brokers! Book a discovery call with any of our Account Executives to learn more about partnering with Emporium TPO!
-
The Alt Doc program is a solution for self-employed business owners or other clients with at least 12 months of P&Ls available. This purchase loan was cleared to close in 16 days! Visit our website for more products and info on our Account Executives Loan Amount: $750,000 Loan Type: 30Y Fixed - Purchase Sub to CTC: 16 Sub to Fund: 22 Credit score: 731 LTV: 39.4% Doc Type: P&L *Terms for illustrative purposes only