Takes less than 2 minutes to apply and get approved
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Takes less than 2 minutes to apply and get approved
Connect your bank to get a spending limit you can afford
Set up autopay to never build a large balance
We report on time payments to all three credit bureaus
Watch your credit score build while getting cash back and perks
Builds credit and grows with you4
0% APR with the Atlas Mastercard so you never pay interest
Safe spending limits that grow over time
Verify income or make a deposit for higher limits
Build credit with Equifax, Experian and Transunion
Built in liability and fraud protection
No hard credit pull, paystubs, or other hoops to jump through
Saves you money everyday4
Up to 3% cash back on Gas, Food Delivery, Coffee Shops and more
5% cash back on subscriptions (Netflix, Hulu, and many more)
Virtual cards to cancel subscriptions with one click
Up to 10% cash back from 50,000 stores
Up to 100% cash back on Lucky Swipes
Bill negotiation to save on for phone, internet and insurance
On average Atlas users save $1,850/yr2
Benefits that offer peace of mind
Cell Phone Protection
Extended Warranty Protection
Auto Rental Collision Damage Waiver
Travel and Emergency Services
Easy and accessible membership bundle3
Savings automation to help you save more
Built in subscription manager
Deposit account with early paycheck access
Tax filing service included at no extra cost
Simple pricing: only $8.99 every 4 weeks, or $89/year in the annual plan5
Cell Phone Protection
When you pay your monthly wireless bill with Atlas card, your cell phone is protected for the next calendar month. So, you can get reimbursed up to $500 if your cell phone is stolen or damaged.
Extended Warranty Protection
Add up to an additional year to your qualifying warranty with Extended Warranty Protection, available for purchases made with your Atlas card. Per claim maximum $10,000 and per cardholder maximum $50,000.
Built-in Auto Rental Coverage
Save money by saying no at the counter – rent with your Atlas card and get built-in Auto Rental Coverage.
Emergency Assistance When Traveling
Travel and Emergency Assistance available for Atlas cardholders from anywhere in the world.
Certain terms, conditions and exclusions apply. Please refer to your Guide to Benefits for further details.3
Designed for safety, security, and support
Atlas is built with industry leading best practices including regular security audits and tests.
Get started
As fast as two minutes
0% APR with limits that grow with you
No credit history needed
By clicking "Get Started," you opt-in to receive account and marketing messages at the entered number and agree to Atlas's mobile terms and privacy policy. Message frequency varies. Message and data rates may apply. You can opt-out at any time by replying STOP, or text HELP for support.
More questions? Please email us. We reply to all emails, typically within 1-2 days.