Nitin Parmar

Last but definitely not least, we are pleased to unveil our third panel discussion for Future of Fintech – No pay-n, no gain: Can the UK payments ecosystem rise to the challenges of 2025 and beyond? Moderated by Natalie Lewis (our Head of Fintech, Market Infrastructure & Payments), this panel will feature experts from across the payments ecosystem who need no introduction – Victoria Cleland of the Bank of England, Jack Wilson of TrueLayer, Betsy (Niklas) Dorudi of ClearBank, Daniel Solomon of PSR, and Harry Newman of SWIFT. We are only a week out from Future of Fintech! There's still time to request a place: https://lnkd.in/eY5V-QFQ #Fintech #Payments

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Our latest article, in collaboration with UKTN, provides great insight into the opportunities and challenges the fintech sub sector is facing into and how fostering regional hubs across the UK will help continue to drive investment within the subsector. Key takeaways from me: 💰 Fintechs aren't immune to the drop in investment we have seen across the Tech sector. 💳 The UK remains the strongest European fintech hub (only behind the US) in terms of investment and remains the leader in payments innovations. 🏙 While London continues to dominate for funding, there is plenty of regional fintech innovation with clusters and cities across the UK providing unique opportunities. 👏 The ecosystems and hubs that support the local regions are essential in driving engagement and growth. 🎉 Focusing on the regional opportunity will allow the UK to tap into additional markets and ensure less reliance on London to drive growth - while spreading talent & capital more evenly across the country. Lloyds Bank is supporting the fintech sub sector in a number of ways, including: 💵 Our Fintech Investment team is helping to bring the benefits that these innovative companies provide to the Group and our customers and clients, while supporting the sector to grow. 📈 Launch is our collaborative innovation programme aligned to specific business challenges and designed to fast-track experimentation for companies who are interested in running a proof of concept ​ 💻 Our Innovation Sandbox is a safe, external digital environment that allows us to test and evaluate technologies. ​ 📩 Please contact Stephen Harris, Head of Tech, to find out how we can support your banking and financing needs https://lnkd.in/eTUpRnvJ Kirsty Rutter Luke Cornish Sharon Geoghegan Keith Softly Stuart Clarke MBE FinTech Scotland FinTech North FinTech East FinTech West FinTech Wales Fintech South Janine Hirt Tech East Oksana S. Katie Curtis

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How well do you understand your SME credit risk? UK SMEs remain vulnerable despite increased optimism, understanding your SME portfolios current financial performance through solutions like D&Bs Lending Intelligence and SME Scores can make a real difference. Use these scores as early warning indicators and take affirmative action to help SMEs when it’s really needed! #data #smelending #smescores #ccds #supportsmallbusiness #uksmallbusiness

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Otto Benz, Payments Director, discusses the evolution of Nationwide Building Society's journey with Form3. From FPS implementation to multi-cloud and the importance of tackling fraud. He tells all👇 #paymentsplatform #cloudnative #fintech #banking #financialservices

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What happens to jobs in the future era of AI? Adrian Joseph OBE, Technology Advisory Board Member, NatWest Group feels that the impact will vary from sector-to-sector. There can be some discontinuation of jobs but new ones such as Prompt Engineers and AI Ethicists will be created. What are your thoughts on this? Let us know in Comments. www.indiaglobalforum.com #LimitlessFuture #TechAndInnovation #ArtificialIntelligence #MachineLearning

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Applications for the FinTech Scotland and Smart Data Foundry innovation call closing on Sunday. If you want to work with NatWest Group, PwC and Royal London to help people prepare for their later financial lives and be in for a chance to be awarded £50,000, apply today. There are many areas for opportunity that this challenge could focus on, for example: -building greater incentives into future financial products  -encouraging different behaviours from consumers from a young age to ensure consideration of their financial requirements as they mature to build financial resilience  -the adoption of AI and other emerging technology to garner insights from data to support digital financial advice https://lnkd.in/ewBe5bkw Kirsty McKenna Nicola Anderson Bryn Coulthard Frank Gauld

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Our Alex Knight discusses the challenges of optimising intraday #liquidity with Anna Reitman - the economic impact a lack of confidence in available data can have on firms, prudential concerns and how limited access to the historical insights and analytics needed to validate assumptions, along with minimal payment scheduling capabilities can restrict optimisation.  https://lnkd.in/ed_53JPP via Finadium #liquiditymanagement #fintech

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🟧🟩🟦 Open Banking: Fueling the Future of UK Public Services 🚀 Open banking is gaining serious momentum in the UK public sector! 🏦 🟠CCS DPS: The Crown Commercial Service launched a Dynamic Purchasing System (DPS) to boost open banking adoption. 🟢Industry Optimism: Fintech leaders like Innovate Finance and TrueLayer are bullish about the DPS accelerating public sector use. 🔵Benefits Galore: Open banking can cut costs, reduce fraud, and improve user experiences for citizens. 🟠Data Power: The upcoming DISD Bill could unlock even more potential for innovative public services. 🟢HMRC Success: HMRC's use of open banking has paved the way for other government departments. 🔵10 Million Users: Over 10 million people are already benefiting from open banking in the UK! 🤯 Let's make open banking the cornerstone of efficient and accessible public services. #OpenBanking #Fintech #UKTech #DigitalGovernment #PublicSector #RokaSearch

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🎙 Join Truth's Sarah Christie and Lee Webb, Head of Vulnerability at Barclays, as they delve into the pressing issue of digital exclusion in the UK. Following on from Truth and Barclays collaborative study into digital inclusion, Lee discusses the multifaceted challenges and potential solutions for bridging the digital divide, particularly for vulnerable populations. 🎧 Listen here: https://lnkd.in/eBWDecNr What’s Revealed? 🌟 Learn about the factors contributing to digital exclusion 🌟 Lee’s personal journey and commitment to tackling digital exclusion 🌟 Practical strategies and initiatives aimed at improving digital inclusion 🌟 The critical role banks and financial services play #TruthRevealed #DigitalInclusion #DigitalExlusion

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📰 In this new #GFT blog, Richard Kalas reflects on the latest findings from our Banking Disruption Index, which highlights the mounting debt that UK bank customers are accumulating. Read the blog and download the full report here ➡️ https://okt.to/3QE1sa #TeamGFT #GFTUK #Banking #BDI #DebtManagement

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