Zilch

At less than 4 years old, we're honoured to be recognised in CNBC's World’s Top 250 Global #Fintech Companies 2024 🤯 In an exclusive partnership with Statista, CNBC analysed over 2,000 leading firms across 8 sub-sectors of #Fintech, evaluating them on nine key performance indicators such as revenue, users, and total funding raised. 2024 has been a transformative year for Zilch, and this recognition positions us among industry leaders including Alipay, Monzo Bank, Stripe, Tencent, and Visa. A heartfelt thanks to our dedicated team and partners 💚 Also, to Ryan Browne of CNBC! Read the full report and insights here: https://lnkd.in/gS3UiqcW #Zilch #Fintech #Innovation #CNBC #Statista #Payments #ConsumerCredit #Credit #BNPL #Regulation #ASPN Philip Belamant Sean O’Connor Hugh Courtney Ryan M. Rakesh Harji Sean Hederman Desmond McNamara Andreas Andreou Albert Periu

🏳️🌈 Celebrating #PrideWeek at Zilch! 🏳️🌈 Our office is bursting with colour this week as we come together to celebrate #Pride! 🌈 We are enjoying an array of delicious multinational foods and decorations to celebrate this valuable occasion. At Zilch, we believe in proactively fostering an inclusive and supportive workplace and environment where everyone can be their authentic selves. This celebration is a testament to our commitment to diversity, equality, and inclusion. A huge shout out to our amazing People Team for making this celebration a memorable one! 🎊💚 #PrideMonth #Inclusion #Diversity #Payments #Fintech #Zilch

Buy in summer, pay by autumn 🌞🍂 We're proud to share our latest campaign, featuring social-first films, Daily Mail takeovers, and yesterday's Metro cover wrap. Anyone spot it? At Zilch, our millions of customers have the freedom to use Zilch online and offline to pay, earning up to 5% rewards on their ‘Pay now’ debit payments. Now, following the launch of our second credit product earlier this year, ‘Pay over 3 months,’ our customers have the flexibility and control to spread their payments over three months with zero interest, building their credit profiles with the complete knowledge and comfort that their credit payments are protected. To find out more, click here: https://www.zilch.com/uk/ #Zilch #Fintech #Payments #Credit #BNPL #Regulation

📺After announcing our £250 million securitisation structure led by Deutsche Bank, our Co-Founder & CEO Philip Belamant exclusively sat down in studio with Bloomberg’s Lizzy Burden to discuss this milestone deal in greater detail. Curious about how this transforms our business? Dive in below. Hugh Courtney Desmond McNamara Sean O’Connor Rakesh Harji Sean Hederman Andreas Andreou Albert Periu #Fintech #Payments #BNPL #ASPN #Bloomberg #Debt #Unicorn #IPO #Zilch #GeneralElection #UCFT

Following up on yesterday's announcement of our groundbreaking £250 million securitisation debt structure led by Deutsche Bank, our Co-Founder & CEO Philip Belamant spent time exclusively discussing the milestone deal with Bloomberg's Lizzy Burden in greater detail. Curious about how this transforms our business? Dive in below. Hugh Courtney Desmond McNamara Sean O’Connor Ryan M. Rakesh Harji Sean Hederman Andreas Andreou Albert Periu #Fintech #Payments #BNPL #ASPN #Bloomberg #Debt #Unicorn #IPO #Zilch #GeneralElection #UCFT

3, 2, 1... We have lift-off 🚀 On our mission to eliminate the high cost of consumer credit, we are excited to share we’ve just raised an initial £100 million of financing from Deutsche Bank in our first #securitisation structure deal – a level of finance only accessed by the world's most financially mature businesses. Time flies, huh? In just under 4 years since launching Zilch out of beta mode and getting regulated, we have generated over $3bn in commerce for our retailers on our unique Ad-Subsidised Payments Network #ASPN. We’re incredibly proud that we've now saved our customers over half a billion dollars in fees and interest. This deal is transformative and will allow us to almost triple sales and rapidly accelerate the rollout of our product roadmap as we grow to breakeven and beyond. A few big shoutouts 🤩... Having run our unique model since the birth of Zilch, congrats to our talented CFO Hugh Courtney, CRO Desmond McNamara and GC Amy Sandys and their teams for closing this deal in record time as we take another giant leap forward as company before potentially entering the public markets. Combined with our latest #GenAI deal with Amazon Web Services (AWS) announced in April, it’s huge news for all of us at Zilch 💚 A huge thanks to the whole #DB team for spending time meticulously looking at our business model and leadership to help close this innovative deal that will pave the way for our forward direction. Thanks to some of the amazing organisations that have helped us get here including… Amazon Web Services (AWS), Monavate ,Thredd, Mastercard, Onfido, Marqeta, Checkout.com, Innovate Finance, StepChange, Financial Conduct Authority, Google, ClearScore, Experian, TransUnion. Want to hear and see more? As a first deep-insight on TV, our CEO Philip Belamant will join Lizzy Burden in the studio on Bloomberg later today at 4:40pm (London time)… for now, read more about it here in the official PR 👇 Sean Hederman Albert Periu Ryan M. Rakesh Harji Andreas Andreou Sean O’Connor Philippos Galanis #bnpl #aspn #cnbc #debt #unicorn #ipo #securitization

The UK has the third largest tech sector in the world (behind the US and China) and the second deepest pools of capital, but it is the number one place for starting an innovative company. However, there's so much more that can be done to further accelerate growth 🚀 Watch below 👇 as our CEO and Co-Founder, Philip Belamant was invited into CNBC's London studios to speak openly with leading anchors Stephen Sedgwick and Karen Tso. They discussed specific ways to pioneer growth, innovate affordability for consumers, and unlock opportunities for companies to stay, scale, and IPO here. #UCFT ...As Phil says, let's make it happen!

In exactly five weeks today… The people of the UK will have cast their votes and we’ll all know precisely who will be elected to lead and steer this great country. As a proud UK-born and rapidly scaling business, our CEO & Co-Founder, Philip Belamant, had the privilege of being asked to stop by and speak with Bloomberg's Lizzy Burden yesterday morning. They explored how we're thinking about the UK market beyond the upcoming election. See below for the full interview... 📺 The next government will inherit stewardship of a trillion-dollar, world-leading UK technology sector—the third largest on the planet. Just imagine the possibilities if we get policy right and, crucially, can provide absolute clarity. The Unicorn Council for UK FinTech #UCFT that Zilch co-founded earlier this year with Innovate Finance, is collectively guiding a £50 billion wave of potential future UK IPOs. This unique assembly of visionary leaders, who today run the most valuable private fintech companies in the UK and generate colossal economic value for the country, is co-chaired by Philip alongside CEOs Janine Hirt, Francesca Carlesi of Revolut, and Charles McManus of ClearBank. They possess a clear vision of the core handful of policies needed right now to transform perceptions and accelerate economic growth in the UK. 📢 As Philip said to Bloomberg: "Let’s remove any excuse for the stakeholders here in the UK to invest in the economic growth of the country. Let's just get rid of those excuses..." #Zilch, Ryan M. Michael Carter  #InnovateFinance, #Payments #UnicornCouncil #Bloomberg #UK #GeneralElection #GE #BNPL #Regulation

🎉 Exciting News - We've Surpassed 4M Customers in Under 4 Years 🎉 Thank you! We're thrilled to announce that Zilch has reached a remarkable milestone of over 4 million registered customers in just 44 months since our public launch in 2020. This rapid growth highlights our commitment to revolutionising the payments industry with our Ad-Subsidised Payments Network #ASPN. Our journey from zero to 4 million customers has been fueled by our innovative approach to financial services, allowing users to save over $500 million in fees and interest. The star attraction has been through our regulated, profile building, zero-interest credit and instant reward-earning debit card options - all in one multi-award winning combined app and digital wallet Mastercard our millions of customers can use anywhere in the world to purchase anything they need. 📱 Zilch currently adds over 100,000 new customers each month now around 12% of the UK’s 33 million adult working population has Zilch in their hand Since our launch we’ve created over $3 billion in new commerce, or Gross Merchandise Value (GMV), for retailers with over half of this GMV generated in just the last 12 months! Our customers today are interacting with the platform 10-15 times more frequently than users of peers. This superior customer frequency not only drives Zilch’s continuous growth but also attracts an increasing number of top retailers to our platform, who are eager to connect through data-led contextualised ad targeting with Zilch’s hyper-engaged and growing user base. This virtuous cycle of value draws more consumers to use Zilch’s array of features, all of which are subsidised by retailers’ advertising spend. Moreover, our recent advancements in #GenAI and #MachineLearning, in partnership with Amazon Web Services (AWS), continue to hyper-enhance our capabilities in fraud prevention, live personalised affordability limits, and buyer intent analysis. Ensuring a secure and unrivalled tailored user experience for our customers. Otherwise known as: Fintech for good 🏆 💚 Here's to future innovations and achieving even greater milestones together! And thanks to some of the amazing organisations that have helped us get here including... Monavate Thredd Mastercard Onfido Marqeta Checkout.com Innovate Finance StepChange Debt Charity Financial Conduct Authority Google ClearScore Experian TransUnion Philip Belamant Hugh Courtney Rakesh Harji Sean Hederman Ryan M. Desmond McNamara Andreas Andreou Albert Periu Sean O’Connor Özlem Yüce Kirsty Spickett Joe Zender #Zilch #Payments #Innovation #Tech #Fintech #Innovation #CustomerSuccess #AWS #BreakingTheMould #Regulation #InnovateFinance

Say hello to our "Zilch Meets" series! 🎬 🌟 This month, we launched our first episode of #ZilchMeets series where we had the pleasure of hosting CEO Adam Ross and MD Rosalyn Berrisford from Awin Global, along with 25 of their exceptional senior leaders. 📈 Our extended lunch session was not just about sharing meals, we shared a full-course meal of strategic insights! A deep dive into how Zilch is transforming affiliate marketing, generating billions in fresh commerce while impacting the daily lives of consumers. A spotlight was on our pioneering Ad Subsidised Payment Network #ASPN and how #Awin can further empower their vast customer base of retailers and agencies.  For advertisers looking to maximize ROI, ASPN is their golden ticket 🥇 . We're talking direct access to millions of our daily debit & credit spending customers with a proven 55% (avg.) sales conversion rate vs. 2-3% from traditional ads 🤯. Now that’s how you turn ad-spend into ad-win! 📈 We shared insight into retail trends and a glimpse into some of the new product features that will be released in the coming months. The power of data-led targeting combined with new dynamic / contextualised advertising placements is a game changer. As one senior attendee brilliantly put it, "I never knew just how much of a data-led advertising business Zilch was.” It was truly enlightening to discover more about Awin’s strategic goals and their dedicated approach towards brand collaboration. 👏 Massive thanks to the Awin team for participating. Stay tuned for more 'Zilch Meets' with networks, agencies and brands to both build bridges and drive success! Special thank you to our Chief Revenue Officer, Andreas Andreou, and his fantastic sales leadership team including Sarah Holland, Gary McQuarrie, James Cartlidge and our SVP of Product, Özlem Yüce for making this event a standout success! Philip Belamant Ryan M. Nizam Ali Kirsty Spickett Louis Delahaye #Payments #AdvertisingRevolution #MaximizeROI #StrategicPartnerships #ValueCreation #AffiliateMarketing