Griffin

⚡Giving customers a great experience is a key success factor for any fintech. Products like savings accounts and buy-now-pay-later(credit) allow you own the customer journey from top-to-bottom and provide the financial flexibility your customers need at the point of highest relevance. 🎟️💳 Curious how to get started❓ We've got a blog post that breaks down savings accounts and how you can add them to your core offering: https://lnkd.in/eHQ9RkJP 💡

⚡ Our Chief Product Officer, Sameer Dubey recently joined Robin Amlôt of IBS Intelligence to chat about the state of the banking industry and embedded finance. 🎧 Listen here: https://lnkd.in/gAypnRSk #embeddedfinance

Something exciting came in the mail. Thank you B Lab UK 💜

📣 We are a certified B Corp! 📣 We're super excited to announce that we're now a certified B Corp, verifying our high standards of social and environmental performance, transparency, and accountability! 🎉 From inception, our goal has been to build in purpose and be an enduring business of consequence, making sure that our customers and the wider community are positively impacted by our business. This certification, granted after a rigorous verification process by B Lab is in line with this vision. We were assessed across the impact areas of governance, workers, customers, environment, and community and achieved a score of 91.5, surpassing the benchmark for financial services firms and companies of a similar size. This is just the beginning of our sustainability journey! In the spirit of transparency, we have also made our internal sustainability policy publicly available on our website, so that all our stakeholders can understand our approach and keep us accountable. 🤝 🔗 You can read all about it here: https://lnkd.in/gF3iNxg5 B Lab UK | #Griffin | #Sustainability | #BCorp

⚡Our Head of Fintech, Miroslava Betinova chats with Ryan Woods of SkyParlour in this launch episode of the Get Started Media podcast. They discuss the highs and lows #fintechs face and what it looks like to transition from build mode to grow mode. 💡 Listen here: https://lnkd.in/gCw7ASan

⚡"Embedded finance is a strong enabler for customer loyalty and enhancing the customer experience, while keeping development costs low and reducing regulatory risk. It is here to stay and helping fintechs to focus on innovation" In this edition of the IBS Intelligence Journal, our Chief Product Officer, Sameer Dubey discusses the impact embedded finance can have on your fintech. 💡 Read here: https://lnkd.in/evzQe33R

⚡Some weeks ago, we got together for The Gathering - our annual company offsite where we celebrate our achievements and get aligned on our strategy.🚀 As a largely remote workforce, taking this time away from our day-to-day to immerse ourselves in all things Griffin helps us foster creativity, build enduring relationships, increase cross-team alignment and continue to embed the culture we want to see. Look out for our blog post 🔜 #TheGathering #Griffin

⚡ Last week, our CEO, David joined other banking executives at the Cedar-IBSi core banking summit to chat about the state of BaaS, embedded finance and the API economy. Here are some takeaways from the conversation: ✨There is increased value in a BaaS provider being a bank due to growing regulatory scrutiny around the world. The layers of non-bank middlemen providers introduce too much risk. ✨Consequently, there is likely going to be more scrutiny around the controls BaaS providers have over their partners. Partners need compliance and the right service guardrails to ensure that good outcomes are being delivered and keep the BaaS provider in good standing with the regulator. ✨In the past, banks and BaaS providers focused on competing on cost at the detriment of customer experience. As we are now seeing a generational shift in consumer expectations, shifting distribution to the point of need of the customer will allow better inclusion and the delivery of the experience that customers now expect. ✨Decentralised identity will improve user experience and make things like proving age, nationality, and credit scores more secure and private. #BaaS #embeddedfinance | IBS Intelligence 💡

⚡"We have, arguably, only two battle-tested ledger technologies: double-entry accounting, and the blockchain. And yet most fintechs will try to convince you that their “single-entry” accounting system (typically called a transaction log) will do just fine. It won’t" - David Jarvis Catch this highly informative long read on the differences between BaaS in the UK and US with Michael J. for This Week in Fintech. 💡 https://lnkd.in/g8vVSTBc #BaaS #Fintech

⚡ We’ve joined the Partnership for Carbon Accounting Financials (PCAF)! As a bank, where we decide to keep our money (investments) significantly contributes to our emissions. This is also the case in most global financial institutions, where portfolio emissions (i.e emissions as a result of what they invest in or finance) are on average 700x larger than the direct emissions from their operations ( 📚 Source: https://lnkd.in/dEbykQG). To be able to reduce these emissions, we have to measure them. And, we’ve joined the PCAF to help us on this journey. 🤝🏽 PCAF is a global partnership of financial institutions that work together to develop and implement a consistent way to assess and disclose the climate impact created by banks through their financing activities. By joining PCAF, we get access to a community, learning and development resources, and expertise to support us in measuring and reporting our financed emissions for the first time. #PCAF #CarbonAccounting #Sustainability ♻