Some lenders only look at your credit score. We look at the full picture – what you earn, how you spend, and what’s left at the end. So whether you’re consolidating debts, covering sudden expenses, or building up to something big – we’ll help you get there. We offer loans of £1,000 to £20,000 for up to 5 years. Representative 25.8% APR. Abound is a trading name of Fintern Ltd. Fintern is authorised and regulated by the Financial Conduct Authority, Firm Reference Number 929244
External link for Abound
Commodity Quay
1st Floor
London, England E1W 1AT, GB
Abound reposted this
Great to speak to CNBC about regulating Buy Now, Pay Later (BNPL). There's no doubt that BNPL is an innovation that's being used by an increasing number of people. We can clearly see this in the Open Banking data that we analyse. At the same time, as it continues to grow in popularity, it's more important than ever that regulators take note and help protect consumers. https://lnkd.in/e3pJ5UTr
Spread a Smile bring joy and laughter to seriously ill children and teenagers in NHS hospitals and hospices across the country. They have also been our charity partner for the past 3 years. Some of our brilliant team recently volunteered at one of Spread a Smile's Family Events ☀️ "Overall, it was a great opportunity to put a smile on a lot of children’s faces. Looking forward to the next event!" - Jacob Parker If you’d like to support Spread a Smile and the amazing work they do, we’ve linked their website below. ➡️ https://spreadasmile.org/
We recently held our first (of many) Customer Vulnerability workshops with Citizens Advice in our Milton Keynes office. During the day, we covered a lot of ground, including: - Our experiences, challenges and best practices - The 4 FCA drivers: health, life events, resilience and capability - Case studies and personas, with topics ranging from coercion, financial abuse, mental health and problem gambling - How we can best support our colleagues who handle these challenging interactions on a daily basis - How we gain explicit consent, and how reporting links to Consumer Duty and continuous improvement A big thanks to Hollie Iram and Ian Whitbread - we look forward to continuing to work together!
“My daughter was two and I had no income, no office, none of the support I’d been used to. But I realised that AI and the maturity of the open banking ecosystem meant I could fix a problem in the lending industry. So, I started Abound.” Co-Founder and COO Michelle He, PhD, CFA shares her journey with The Times on how leaving her secure corporate career to restart in AI is the best decision she ever made. Her only regret? Not making the leap sooner 🚀 Full interview in The Times ➡️ https://lnkd.in/eyCbHQWs
This week it was announced that 10m people have used Open Banking in the UK! And, so far, over 400k people have used OB to apply for an Abound loan. Thanks to OB, we've been able to allow thousands of our customers to unlock cheaper rates while maintaining market leading credit performance. https://lnkd.in/e8f65uqV
Earlier this year we announced we will be doubling the team from 65 to 130 in 2024 across Abound and Render. If you want to join a fast growing company trailblazing a new, better way to make credit decisions, we have some exciting new roles open across Engineering, Compliance and Customer Service. 🖊️Junior Compliance Officer 💡Senior Collections Advisor 🚀 Senior Software Engineer 🚀 Senior Python Software Engineer 🚀 Senior Application Support Engineer 🚀 Python Software Engineer Apply today by visiting our careers page https://lnkd.in/e-nuvwUh or by reaching out to Anna Chasovshchikova
Delighted to be nominated as a finalist in LendTech of the Year category at the 2024 Europe FinTech Awards 🚀 Traditional lending is changing rapidly and we’re excited to be at the forefront of this new era. A big congratulations to the other finalists! #EuropeFinTechAwards #LendTech
Over the weekend 12 of us did the 3 Peaks challenge and climbed the highest mountains in Scotland, England and Wales within 24 hours. We had a great time despite the British summer really delivering with 65 kph winds and -15. We did this to raise money for our company charity, Spread a Smile. They do incredible work bringing joy and laughter to seriously ill and hospitalised children and their families during long hospital stays. We donate 50p to them every time we pay out a loan. If you'd like to donate you can find the link in the comments.
We're excited to share that we've been nominated for 3 awards at this year's Credit Strategy awards: - Credit Risk Team of the Year - Best Use of Open Banking - Alternative Lender of the Year In the ~3 years since we launched, we've shown that Open Banking can be used to both increase access to affordable lending and deliver market-leading credit performance.