Kilde

🎉We're thrilled to announce that Kilde has surpassed $60M in assets under management! This milestone is a testament to the dedication of our investors, partners, and the entire Kilde team. It's the collective effort that has propelled us to this achievement. A huge shoutout to everyone for your invaluable support! 👏 With the ongoing support from our community of investees and investors, we're setting our sights on a new goal of reaching $105M in AUM by the end of the year. This target inspires us, and we're making our vision of democratizing access to private markets a reality. 🚀 Thank you, and congratulations to everyone involved. #Kilde #Milestone #Privatecredit #wealthmanagement #Investing #singapore Radek Jezbera | Oleg Kryukovskiy | Aleksandra Yurchenko | Hatadi Haziq M. H. | TAY Han Jie | Thel Su Hlaing | Yujia Li

🔔 Interview Alert: Private Credit Investing with Radek Jezbera, CEO and Co-Founder of Kilde This week, Radek answers some of the essential questions our investors are interested in about private credit and Kilde: 1️⃣ For those unfamiliar with Kilde, can you explain what your platform offers and how it differs from traditional investment options? 2️⃣ Could you elaborate on the types of investors who typically find the most value in Kilde's platform and how it caters to their specific needs? We've only uploaded a portion of the interview video here. You can find the link to the complete YouTube playlist in the comment section below. More content will be posted next week! Disclaimer: This information is intended solely for accredited, professional, and institutional investors. This post does not represent investment advice or an invitation to invest in investment products presented by Kilde. Radek Jezbera | Oleg Kryukovskiy | Aleksandra Yurchenko | Hatadi Haziq M. H. | TAY Han Jie | Johanna Krüger | Thel Su Hlaing | Yujia Li

Knowing what affects bond interest rates is vital for informed investment choices. Here's a look into this important aspect of bond investing. When investing in bonds in Singapore, the interest rate is one of the most critical factors determining this investment's profitability. The interest rates on bonds are not arbitrary; several vital factors influence them: Issuer’s Creditworthiness: The issuer's ability to repay the debt, a factor often assessed by credit rating agencies, plays a significant role in interest rates. Higher-rated issuers, perceived as less risky, typically offer lower interest rates. This understanding, backed by the assessments of these agencies, can give you a strong sense of security and confidence in your investment decisions. Liquidity, or the ease of buying and selling the bond, is another crucial factor. Bonds that are more liquid, meaning they can be easily bought or sold without significantly affecting their price, often come with lower interest rates. This is because the lower risk of holding a liquid bond is compensated by a lower return. Maturity Period: Bonds with longer maturity periods generally offer higher interest rates to compensate investors for locking in their money for a longer period. This inherently carries more uncertainty and risk, especially in a changing economic environment. Prevailing Market Interest Rates: These are influenced by the monetary policy of the Monetary Authority of Singapore (MAS) and global economic conditions. As market interest rates fluctuate, so do the interest rates of newly issued bonds. Being aware of these international conditions can help you anticipate and understand the changes in bond interest rates. Understanding these factors can help you make more informed decisions when investing in bonds. For a complete guide, check out the link in our comment section. Disclaimer: This information is intended solely for accredited, professional, and institutional investors. This post does not represent investment advice or an invitation to invest in investment products presented by Kilde. #Bonds #invest #singapore #wealthmanagement Radek Jezbera | Oleg Kryukovskiy | Aleksandra Yurchenko | Hatadi Haziq M. H. | TAY Han Jie | Johanna Krüger | Thel Su Hlaing | Yujia Li

Here’s what they don’t want you to know about private credit investing... The lack of transparency has been a persistent issue in private markets! Here’s how Kilde is making a difference: 1. We publish a detailed information memorandum and slide deck containing our investees' audited financial statements alongside our financial analysis (credit scoring). 2. We check the proforma financial statements every quarter to determine the investees’ adherence to the agreed-upon covenants (criteria for maintaining our investment). Want to learn more? Listen to our Investor Relations Manager, Hatadi, discuss the resources we offer. Disclaimer: This information is intended solely for accredited, professional, and institutional investors. This post does not represent investment advice or an invitation to invest in investment products presented by Kilde. #privatecredit #wealthmanagement #investing #singapore Radek Jezbera | Oleg Kryukovskiy | Aleksandra Yurchenko | Hatadi Haziq M. H. | TAY Han Jie | Johanna Krüger | Thel Su Hlaing | Yujia Li

You need to hear this… Kilde’s CEO and Co-Founder, Radek Jezbera, is speaking at the Asia FinTech Awards & Conference in Singapore on 22 August! The topic will be “unbanked and underbanked individuals”. This panel will focus on how fintech is changing the financial landscape to provide more services for the unbanked and underbanked and how digital banks are filling the gaps left by traditional ones. Who’s coming to the event? If you'd like to attend, check out the comment section for the sign-up link! #asiafintechconference Radek Jezbera | Oleg Kryukovskiy | Aleksandra Yurchenko | Hatadi Haziq M. H. |TAY Han Jie | Johanna Krüger | Thel Su Hlaing

You might not want to skip this…Have you read these news about private credit yet? Here are some of the key topics we covered in this edition of our newsletter. 1. Private Debt Market Projected to Hit $2.3 Trillion by 2027 Amidst Rising Interest Rates and Increased Investor Demand 2. Easing Monetary Policies to Boost Corporate Credit and Drive M&A Growth Amid Modest Spread Widening 3. ARK Invest Forecasts Trillions in Value by 2030 from the Convergence of AI, Energy Storage, Robotics, Multiomic Sequencing, and Public Blockchain 4. IMF Warns of Liquidity Risks in Booming $1.7 Trillion Private Credit Market Amid Potential Financial Stress 5. Building a Private Credit Portfolio: A Balancing Act  6. China has started to resemble Japan in asset management Staying informed is key to staying ahead. If you like our newsletter, don’t forget to subscribe and share with your colleagues! Radek Jezbera | Oleg Kryukovskiy | Aleksandra Yurchenko | Hatadi Haziq M. H. | TAY Han Jie | Johanna Krüger | Thel Su Hlaing | Yujia Li

We compared 12 top Robo Advisors in Singapore based on fees, investment options, and minimum investment to help you make an informed decision! For beginner investors, we recommend Stashaway, Autowealth, and Syfe, as they are best suited to guide you through your initial investment journey. On the other hand, for experienced investors, we suggest Endowus, Kristal.Ai, and SaxoWealthCare, which are designed to meet the needs of seasoned investors. Here’s an outline of the article: - 12 Best Robo Advisors in Singapore: What's the difference? - How Do Robo Advisors Work? - Pros & Cons of Using Robo Advisors - Are Robo Advisors Regulated in Singapore? - Who Robo Advisor Is Suitable For? For more in-depth information, we invite you to check the link in the comments section below. Disclaimer: This information is intended solely for accredited, professional, and institutional investors. This post does not represent investment advice or an invitation to invest in investment products presented by Kilde. Radek Jezbera | Oleg Kryukovskiy | Aleksandra Yurchenko | Hatadi Haziq M. H. | TAY Han Jie | Johanna Krüger | Thel Su Hlaing | Yujia Li #roboadvisors #wealthmanagement #singapore

Have you ever wondered if you qualify as an accredited investor? This week, we spoke with Hatadi, our Investor Relations Manager, to learn more about Kilde's accreditation and minimum investment requirements. Here’s what he said. Quick note: We've also published a comprehensive blog on our website that delves into what it means to be an accredited investor. It's a must-read for those interested in investment opportunities. Check out the comment section below for the link. Radek Jezbera | Oleg Kryukovskiy | TAY Han Jie | Johanna Krüger | Thel Su Hlaing | Aleksandra Yurchenko | Hatadi | Yujia Li ---- #wealthmanagement #assets #investing #money #singapore #accreditedinvestors Disclaimer: This information is intended solely for accredited, professional, and institutional investors. This post does not represent investment advice or an invitation to invest in investment products presented by Kilde.

💼 As a high-income earner, you're likely part of an exclusive group - the accredited investors! Pros of Being an Accredited Investor: 🌐 Exclusive Access: Invest in hedge funds, private equity, and venture capital. 📈 Enhanced Portfolio: Diversify effectively to mitigate risk. 💡 Special Deals: Access High-risk, high-reward ventures in venture capital and private equities. 🤝 Networking: Join an elite community of investors and entrepreneurs. 🚀 High Growth: Potential for outsized returns in high-risk ventures. 🧠 Custom Strategies: Get personalised advice for better performance. Cons to Consider: 🔍 Complexity: Higher risks with sophisticated investments. 💧 Liquidity: Harder to liquidate some investments quickly. 📚 Understanding: Requires thorough market knowledge. ⏳ Time-Consuming: Managing a diverse portfolio takes effort. 🛡️ Limited Oversight: Less regulation means less protection. ⚠️ Fraud Risk: Higher risk due to lack of stringent oversight. It's crucial to carefully weigh the pros and cons. While high returns are appealing, exercising due diligence and caution is paramount. If you found this post helpful, please share it with your colleagues. --- Disclaimer: This information is intended solely for accredited, professional, and institutional investors. This post does not represent investment advice or an invitation to invest in investment products presented by Kilde. Radek Jezbera | Oleg Kryukovskiy | Aleksandra Yurchenko | Hatadi Haziq M. H. | TAY Han Jie | Johanna Krüger | Thel Su Hlaing | Yujia Li #wealthmanagement #assets #investing #money #singapore #accreditedinvestors

High-interest savings account!! The UOB One Account offers high interest rates of up to 7.8% p.a. through a tiered system, rewarding higher balances and regular transactions. Account holders can earn up to 3.85% p.a. on the first S$30,000 by spending a minimum of $500 monthly on a UOB card and meeting specific transaction criteria, with rates potentially increasing to 7.8%. We believe the account seems ideal for consistent spenders and savers! Take a deep dive here as our Co-Founder Oleg Kryukovskiy tackles all the details you need to know about the UOB One account: https://lnkd.in/gJcyERZd Radek Jezbera | Oleg Kryukovskiy | Aleksandra Yurchenko | Hatadi Haziq M. H. | TAY Han Jie | Thel Su Hlaing | Yujia Li | Johanna Krüger -- Disclaimer: This information is intended solely for accredited, professional, and institutional investors. This post does not represent investment advice or an invitation to invest in investment products presented by Kilde. #wealthmanagement #assets #investing #money #singapore #accreditedinvestors