Techypreneur

Life’s uncertainties can feel stressful, but they also give us a chance to change and grow. When we have to rethink our plans, set new goals, or find different ways to move forward, we start seeing things in a new light. What may seem like a dead-end could actually lead us to a future we never expected. #staypositive #hustle #morningmotivation #dailyqoutes #techypreneur

On this Teacher's Day, we want to express our deepest appreciation for the hard work, dedication, and passion that teachers and mentors put into shaping students’ futures. Their guidance, patience, and unwavering support make a world of difference in the lives of students. #HappyTeachersDay

Believe in Yourself! Never doubt your abilities. Self-belief can take you far and help you navigate the challenges life throws at you. It’s something you must cultivate from within, as no one else can instill it in you. Mahatma Gandhi’s unwavering belief in his mission and his ability to lead India to independence is a testament to the power of self-confidence. Swami Vivekananda once stated, “Arise, awake, and stop not till the goal is reached.” His words are a powerful call to action, urging you to believe in your skills and persevere despite the challenges you face. Half the job is done when you start believing in your skills. By embracing your strengths and trusting your inner voice, you unlock a reservoir of potential. As the chief nuclear scientist and former president of India, Dr. A.P.J. Abdul Kalam wisely said, “You have to dream before your dreams can come true.” Believing in yourself is the first step towards turning your dreams into reality. If you’re someone who doubts your abilities, start each morning by saying a few times to yourself, “I can do, I will do.” Follow this affirmation with honest effort, and the challenges will begin to fade away. #selfconfidence #dreambig #successmindset

Self-belief is the key to success. First, you must believe that you can get into top IIT or NIT or Medical colleges. Doubting your ability can undermine even the hardest work. #JEE #IIT #NEET_परीक्षा

On his birth anniversary, we pay our tributes to the legendary Rabindranath Tagore, whose words continue to inspire generations! Let's celebrate his legacy & timeless wisdom with gratitude & reverence. #RabindraJayanti

You can now edit DALL·E images in ChatGPT across web, iOS, and Android.

Let's unite and celebrate the festival of love and happiness - Happy Holi!

अगर मन में ठान लिया तो आधी जीत हो गई। #TechypreneurJEE #JEE #IIT #WBJEE #BITSAT #VITEEE2024 #JEE2024 #JEEAdvanced2024 #studentsuccess #students #motivationalquote #stemeducation #engineering

One Founder asked for their next fundraising round which one is better: $2m Venture Capital or $2m Venture Debt? So here is the simple example I shared. 📊First Option: Venture Capital - Pre-money Valuation of the Company= $12m - Venture Capital Raised= $2m - Post-money Valuation= $14m - Equity Dilution= $2m/ $14m= 14.28% - Company Valuation at Exit= $50m - Venture Capital Gain= $50m*14.28%= $7.14m 📈Second Option: Venture Debt - Venture Debt is typically structured as a Term Loan with Interest Payments and WARRANTS - Pre-money Valuation of the Company= $12m - Venture Debt Raised= $2m - Pre-Money Valuation= Post-Money Valuation ( for ease of calculation subscription of shares from Venture Debt has been considered as a Capital Increase at a Marginal Value) - Venture Debt Annual Interest Rate= 12% (monthly 1%) - Tenure= 36 months - Facility Fees= 1% - Legal Fees= 1% - Warrant Coverage= 20% - Warrant Coverage= $2m (Venture Debt)*20%= $400K - Dilution= $400k/ $12m (Post-money Valuation)= 3.33% (remember for Venture Capital Financing it was 14.28%) - Facility Fees= $2m*1%= $20k - Legal Fees= $2m*1%= $20K 📝Next will calculate the Monthly Interest and Principal Payment: - Used PMT function on an Excel sheet - It will look like this = -PMT(monthly interest rate, total number of payments for the loan, present value of the debt, future value, type) - Monthly Interest Principal Payment=-PMT(1%, 36, $2M, 0, 0)= $66,429 - Total Payments in 36 Months= $66,429*36= $2.39m - Total Interest Payment= $2.39M- $2M= $.39m - Total Interest Payment Facility Fees Legal Fees= $.39m $20k $20k= $0.43m - Now Company Valuation at Exit= $50m - Cost of Warrants= $50m*3.33%= $1.66m - Total Interest Payments Facility Fees Legal Fees Cost of Warrants= $0.43m $1.66m= $2.09m - Venture Debt= $2m - Total Payment to Venture Debt Lender= $2m $2.09m= $4.09m - IRR Calculation: $2m*(1 R)^3= $4.09m, R= 27.01% Finally, - Venture Capital Gain= $7.14m - Venture Debt Gain= $4.09m - Overall gain to the Founder if he considers Venture Debt option= $7.14m- $4.09m= $3.05m I believe this will give an idea of how Venture Debt is cheaper than Venture Capital. That’s it for today.   I’m Fazlur Shah Click my name follow 🔔 ♻️ Reposts, Comments, and Likes Are Appreciated so that a maximum of people can see it. #startups #entrepreneurship #venturecapital #investing #fundraising

Uttarkashi tunnel collapse | 41 workers rescued after 17 days | Modern Tech Could Have Sped Up Tunnel Rescue Triumph! WATCH: https://lnkd.in/g57RFzG9 This video delves into the 17-day saga and provides insights from Techypreneur's perspective on the incident. #uttarakhand #uttarkashi #tunnelling #uttarakhandtunnelrescue #epcprojects #EPC #technologytransformation #technologyleadership