Across continents, consumer saving patterns paint a vivid picture of cultural priorities. While Asia’s high savings rate reflects a cultural preference for future security, North Americans often embrace debt-driven lifestyles, influenced by present bias. Meanwhile, our concept of Spendvesting is shifting these paradigms globally, encouraging consumers to rethink savings as a pathway to meaningful investments. It's no longer just about stashing cash — it's about aligning spending with long-term growth and personal goals. #multiplapp #spendvesting #personalfinance #savings #spending #culture #continent
Multipl
Financial Services
Bengaluru, Karnataka 5,923 followers
Don't Just Save. Invest To Spend
About us
World's 1st Spendvesting app, Spendvesting? Yes, it is a homegrown category that multipl has pioneered, where you pay the lowest for your lifestyle spends by auto-investing monthly 💰Invest for spending - Travel, Gadgets, Home, Insurance Premiums, Shopping, Anniversary Gifting, Appliances, Fitness, etc. 👉 For the very first time, globally, multipl brings to you the smartest way to plan and pay for upcoming purchases, that is by investing for them with multipl’s incredible model of dual benefits, i.e. gain investment returns brand contribution on every spend. 🤝Our Investors: Blume Ventures, GrowX Ventures, Kotak Securities, IIFL Securities, Kunal Shah, YourStory Media, and other angel investors. 👉3 simple steps to maximise your benefits on every spend: 1️⃣Make a goal. Start investing. 2️⃣Earn investment returns Brand contribution 3️⃣Always win by paying lesser and earning rewards 🤝150 Brand Partners for lifestyle goals and rewards: MakeMyTrip, Flipkart, Caratlane, Myntra, Kalyan Jewellers, PickYourTrail, Pepperfry, HomeCapital, Livspace, FirstCry, Maple, UltraHuman, Bluestone, Amazon, 👉When it comes to advisory, Multipl Wealth Management is a SEBI Registered Investment Adviser that ensures Risk-adjusted Returns with Automatic Personalised Investments by: •Selecting the best investment portfolio for you from a list of 1500 funds •Zero commission, Zero promotion, Zero confusion •Rebalancing portfolios as per market fluctuations ➡️We are transforming how Gen X, Y and Z Indians save, invest and spend. We are creating the #MultiplMovement. ➡️ multipl, a first-of-its-kind app not just in India but across the world - is built by a team of passionate engineers, designers, marketers and finance experts (most of us have been working together for more than a decade now), working from Jammu to Tuticorin. 📧For any help or query, write to us at [email protected]
- Website
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https://multipl.xyz
External link for Multipl
- Industry
- Financial Services
- Company size
- 51-200 employees
- Headquarters
- Bengaluru, Karnataka
- Type
- Privately Held
- Founded
- 2020
Locations
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Primary
Bengaluru, Karnataka, IN
Employees at Multipl
Updates
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Our Spendvesting approach empowers you to plan, save, and spend in a way that builds value over time. It’s about giving purpose to every expense, ensuring you’re not just spending but investing in a life you’re excited to live. #multiplapp #spendvesting #personalfinance #money #goals #investment #savings #tradition #culture
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Myth Busted! 🚀 Your future self will thank you for the steps you take today. Let's make smart money moves and leave those finance myths behind! 💸💡 #multiplapp #spendvesting #personalfinance #goals #investment #savings #mythbuster #retirement #compounding
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Thank you, India FinTech Forum, for recognising us as a finalist in the Best Innovation in WealthTech category at IFTA 2024! 🎉 We're thrilled to have been selected from a large pool of fintech innovators and look forward to the event on December 12th. Congratulations to all the finalists, and see you in Mumbai! 🚀 #IFTA2024 #Spendvesting #Innovation
🎉 Congratulations Multipl for being a finalist in the Best Innovation in WealthTech category at IFTA 2024! Join us to celebrate the brightest minds in fintech at IFTA. - Date: 12th December 2024 - Venue: Aurika, Mumbai (near International Airport) Multipl is a Spendvesting platform that enables you to invest in mutual funds and save up to 25% on all your spends. Paddy Raghavan Jags Raghavan Vikas Jain, CFA #IndiaFinTechAwards #IFTA2024 #Fintech #Startups #Innovation #WealthTech
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How many financial goals can you find? 🧐🔍 Saving and investing isn’t just about money – it’s about reaching those big (and small) milestones in life. From vacations to gadgets, weddings to insurance premiums, find your goals and start planning with multipl! 💰✨ #multipl #spendvesting #personalfinance #money #goals #financialgoals #investment #travel #gadgets #wordsearch #wedding #schoolfees #diwali #shopping
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Absolutely! Multipl’s approach to conscious consumerism is a powerful way to tackle pollution. By encouraging mindful purchasing decisions, we can reduce waste and support sustainable practices. When consumers prioritize products that are eco-friendly and ethically made, it not only minimizes environmental impact but also fosters a market that values sustainability. Together, we can create a ripple effect, promoting a cleaner, healthier planet! #multiplapp #spendvesting #diwali
What are you doing year-round to reduce pollution? Like every year, we have activists/media highlighting Deepavali crackers as an avoidable nuisance and they might have good reasons to do so. And I am not going to get into that debate of a 3-day event being a major polluting experience or not. What probably matters a lot more is what we all are doing for 365 days of the year! Did my family add to the pollution during Deepavali? A little bit! While I stopped bursting crackers a few years ago, my son does want to have that experience of bursting crackers just like most kids of his age and we did get a few sparklers, flowerpots and zameen chakkars (ground spinners) for him. What have we been doing for the rest of the year to reduce pollution? Will state a few here that we have been doing forever. 1) Using Public Transport: We could have afforded a car even 30 years ago, but we have never owned one. Having lived most of our life in Mumbai, we are used to Public Transport (which has become more convenient over the years with introduction of Metro, AC Buses, AC Locals and AC Cabs in Mumbai). When we moved to Bengaluru, both me and my wife decided to have our residence/offices adjacent to metro stations. Even during weekends, we try to cover as much distance as possible by Metro. And use auto/cabs generally only for last mile connectivity. 2) Minimal use of AC earlier and now no ACs at home: Our house at Mumbai was on the top floor and had an east facing bedroom. Still, we used to use AC only during the summer months and October and that too just for a few hours before going to bed to have a comfortable sleep as temperatures would soar beyond 32-33 degrees during those months. When we moved to Bengaluru, we sold off the AC as most of the times we don’t even need a fan at our house here. 3) Trains instead of Planes: Wherever and whenever possible, we prefer to take trains instead of flights, especially if it’s a short 4 to 5-hour train journey or an overnight train is available to the destination 4) Repair, reuse and recycle: With the advent of consumerism in India, people are forgetting this. However, at our household, we endeavour to follow it to the extent possible Isn’t this inconvenient? It sometimes is. Namma Metro (Bengaluru Metro) does get a bit crowded during peak office hours, but we have figured out a few hacks to manage that. This summer, Bengaluru was a bit too warm and particularly one week was a bit difficult to manage but we were able to somehow keep the craving for an AC at bay. Getting confirmed train tickets is often difficult and needs a bit of early planning but we don’t mind putting in that extra effort. While we still do face some inconvenience sometimes, I think it’s a small price to pay for having a cleaner environment for us and more importantly for our future generations too! Pls share in the comments what have you been doing to reduce pollution year-round.
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Start any goal on the multipl app and win assured digital gold up to 10 grams! Valid from 29th Oct - 1st Nov T&Cs applied. #multiplapp #spendvesting #goals #investment #savings #dhanteras #digitalgold #gold #DhanterasOffer
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This Diwali, let your dreams shine as bright as the diyas! 🪔✨ Turn celebrations into opportunities for smart planning and saving. Why just spend when you can spendvest? Light up your future by investing today! 🌟 #multiplapp #spendvesting #personalfinance #money #goals #investment #savings #diwali #happydiwali #deepawali
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This Dhanteras, invest with Multipl for a chance to win up to 10 grams of gold! 🎉 Don’t settle for less when you can get more. #multiplapp #spendvesting #goals #investment #savings #dhanteras #digitalgold
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That feeling when you flex not only your savings but also winning gold with Multipl! 💪🌟 This Dhanteras, it’s not about discounts, it’s about getting richer! 😎 Start any goal on the multipl app and win assured digital gold up to 10 grams! Valid from 29th Oct - 1st Nov T&Cs applied. #multiplapp #spendvesting #personalfinance #goals #investment #dhanteras #digitalgold #DhanterasOffer