A Special Flood Hazard Area (SFHA) is an area identified by the United States Federal Emergency Management Agency (FEMA) as an area with a special flood or mudflow, and/or flood related erosion hazard, as shown on a flood hazard boundary map or flood insurance rate map.[1] Areas within the SFHA are designated on the flood insurance rate map as Zone A, AO, A1-A30, AE, A99, AH, AR, AR/A, AR/AE, AR/AH, AR/AO, AR/A1-A30, V1-V30 or V.[2]
Land areas that are at high risk for flooding are called special flood hazard areas (SFHAs), or floodplains. These areas are indicated on flood insurance rate maps (FIRMs).
In high-risk areas, there is at least a 1 in 4 chance of flooding during a 30-year mortgage.
References
edit- ^ United States of America (2002). Code of Federal Regulations 44, Emergency Management and Assistance (PDF). United States Government Printing Office. pp. 313–315.313-315&rft.pub=United States Government Printing Office&rft.date=2002&rft.au=United States of America&rft_id=http://www.gpo.gov/fdsys/pkg/CFR-2002-title44-vol1/pdf/CFR-2002-title44-vol1.pdf&rfr_id=info:sid/en.wikipedia.org:Special Flood Hazard Area" class="Z3988">
- ^ "Definitions of FEMA Flood Zone Designations". Federal Emergency Management Agency. Retrieved January 25, 2013.