Credit Analyst, Fixed Income

Primary Objective:

Facilitate smooth day-to-day operations of the Treasury Investment team via:

• Generating CREST internal rating for Fast Track & annual review credit papers
• Conducting Related Party and Connected Party checks
• Updating of information for MAS regulatory reporting
• Adhoc bank-wide projects on streamlining of regulatory data
• Monitor outstanding credit limits
• Respond to compliance and regulatory requests for information in a timely manner
• Collate and generate reports on portfolio performance for review

Key Responsibilities:

Contribute to the achievement of the department's target business segment profit, to improve credit quality and to ensure timely processing of credit approvals through:

• Assist in drafting credit papers/proposals for Credit Committee approval, in support of Treasury Investment & Fixed Income Trading Desks
• Conduct regular review of the Treasury Investment Portfolio to update and report credit quality of the portfolio.
• Assignment of credit ratings using internally approved rating methodologies and models
• Adhering/full compliance with the credit policies established by the Bank as well as regulatory requirements

Operational

• Monitor existing credit limits and ensure there are no lapses in limits
• Monitor securities in portfolio for adverse news and other developments
• Support the Senior Credit Analyst through assistance of credit proposals preparation & submission to Credit Committee for approvals and renewal
• Manage the credit approval process in a timely mannger with all relevant stakeholders.
• Notify stakeholders in the updating of credit limits in Treasury systems.
• Liaise with internal stakeholders on all operational and regulatory matters.

Compliance

• Adhere to with established credit policies & regulatory requirements

Requirements:

• Bachelor Degree in Finance related fields.
• Exposure in Accounting and Financial Statements.
• Basic knowledge of Credit Risk and Financial Markets
• Good communications and presentation skills
• Proficient in word processing, spreadsheets and editing tools