Internal Audit

Role purpose

Verify and provide objective assurance that all activities and units of our company, including outsourced activities, comply with the entity's policies and procedures and with regulatory requirements.

**Estimated start date: 1-3 months**

Primary Responsibilities:

• Design and execution of the annual internal audit plan (after the corresponding approval by the Board of Directors and the Audit and Risk Committee).
• Control, evaluation and monitoring of internal procedures.
• Formulation of periodic reports to expose the results of such evaluations and execution of improvement plans and correction of errors detected.
• Controlling and auditing accounting processes, to ensure that operations are carried out in accordance with the accounting treatment applicable to electronic money institutions, the accounting procedures established by ID Finance.
• To audit ID Finance's compliance with the correct application of the procedures for the protection of funds of the users of ID Finance's electronic money and payment services.
• To audit ID Finance's compliance with its own resources obligations in its capacity as an e-money institution.

Knowledge:

• Internal Auditing Principles and Standards: Have a thorough knowledge of international internal auditing standards, principles and best practices, such as the International Standards for the Professional Practice of Internal Auditing (NIEPAI) issued by the Institute of Internal Auditors (IIA).
• Banking Regulation: Be updated in the applicable financial and banking regulations, especially those related to risk management, corporate governance and internal controls in credit institutions.
• Banking Products and Operations: Have detailed knowledge of the different products and services offered by banks, with emphasis on revolving credits, their associated risks and the key processes involved.
• Information Technology: Understand the role of information systems and technologies applied in banking processes, as well as the related risks and controls.
• Internal Control Framework: Master internal control models, such as COSO, and their application in the banking context.

Skills:

• Critical Thinking and Analysis: Ability to identify risks, evaluate controls, analyze information and make objective judgments and recommendations.
• Effective Communication: Excellent oral and written communication skills to present reports, interact with senior management and promote implementation of recommendations.
• Strategic Vision: Ability to align the audit plan with the organization's key objectives and risks, as well as anticipate future trends and challenges.
• Professional Ethics: Integrity, independence and objectivity in the performance of audit functions, aligned with the IIA Code of Ethics.

Preferred Qualifications and Experience:

• Academic Background:

-University degree in areas such as Law, Accounting, Finance, Economics or Business Administration.

-Preferably with a Master's or Postgraduate degree in Auditing, Internal Control or Corporate Governance.

• Professional Certifications:

-Certified Internal Auditor (CIA) certification awarded by the Institute of Internal Auditors (IIA).

-Other relevant certifications such as CISA (Certified Information Systems Auditor), CRMA (Certified in Risk Management Assurance), EU Financial Services for Internal Auditors (CFS-EU) accreditation, etc.

• Work Experience:

- Minimum 5-10 years of internal audit experience, preferably in the banking sector.

- Experience in leading or coordinating audit teams.

- Sound knowledge of banking processes, controls and risks, especially in the field of revolving credit and credit cards.

BENEFITS

💪 Private health and dental insurance.

👟 Discounted gym membership.

💻 Freedom to work from home two days a week.

🍎 Kitchen with free coffee and fruit each Monday, Wednesday and Friday and snacks.

🌍 Team building activities and work in an international and passionate environment.

Don't miss the opportunity to be part of a company that values innovation and talent!

Join us and take your career to the next level 🚀