Senior Lending & Deposits Analyst (f/m/d)

Solaris is a tech company with a full German banking license. Our Banking-as-a-Service platform enables businesses to offer their own financial products. With our straightforward APIs, our partners can access and integrate a wide range of solutions such as digital banking, payments, cards, identification and lending services. As a market leader we are driven by bringing transformational change to the financial services industry.

We love what we do and we love our team. We are 700 people from over 70 nationalities - a unique blend of techies, fintech enthusiasts, bankers and entrepreneurs from various industries. Our routines are built around genuinely valuing and exchanging different perspectives as well as actively sharing knowledge as we drive our business as a team. We believe and invest in personal growth.

About Your Future Team

As a Senior Analyst in the Lending & Deposits Operations Team at Solaris, you will be at the forefront of our operational efforts to execute and optimise our lending and deposits-related processes. Operating within our dynamic "build-the-bank" environment, you will collaborate closely with Product and Risk functions to ensure alignment with our evolving product portfolio and risk management strategies.

Your Role

• Oversee the operational aspects of the loan lifecycle, ensuring smooth execution from origination to closure.
• Execute transactional operations including re-bookings, write-offs, and account closures with precision, while also refining and enhancing processes to completion, drawing on solid experience to contribute impactful insights.
• Maintain accurate records and documentation related to loan transactions, ensuring compliance with regulatory requirements and internal policies.
• Monitor and analyse operational metrics and KPIs to identify areas for improvement and implement enhancements to optimise efficiency and effectiveness.
• Provide guidance and support to internal stakeholders on operational aspects of loan and deposit management.
• Aid in crafting detailed reporting tools for both senior management and regulatory bodies.
  
  
  

We'd love to see

Depending on your level of experience, your responsibilities and scope of role will range. We don’t care much about fancy titles, but rather about real personal and professional development, as laid out in our learning framework . Let’s figure out together how you can contribute to our team.

• 3 years of experience in banking, financial services, or related industry, with a focus on back-office operations, loan management, or similar roles.
• Strong understanding of operational processes and procedures within a banking environment.
• Proven track record of success in operational management, including process improvement and optimisation.
• Excellent organizational skills and attention to detail, with the ability to manage multiple tasks and priorities effectively.
• Strong communication and interpersonal skills, with the ability to collaborate cross-functionally and build relationships with internal and external stakeholders.
• You are fluent in English to engage with all international team members within the company. Other languages, particularly German is a strong advantage
  
  
  

Benefits

• We have a "remote-friendly" working arrangement
• Home office budget
• Development budget
• Transparent framework to support your career goals
• Competitive salary
  
  
  

While job ads usually paint an ideal picture of a candidate, studies show that most applicants meet an average of 60% of the criteria. Unfortunately, many promising candidates tend to apply only if they meet all the criteria. So if you think you have what it takes, but don't necessarily meet every single item in the job description, please contact us anyway. We'd love to talk with you and find out if you might be a good fit for us.

At Solaris, we are committed to nurturing an inclusive environment, where all Solarians feel valued, respected and supported. We are dedicated to building a diverse workforce that reflects the diversity of our communities. We are committed to equal employment opportunity regardless of color, ethnicity, religion, sex, origin, disability, marital status, citizenship, or gender identity. We are proud to be an equal opportunity workplace. If you have a disability or special need that requires accommodation, please let us know.Information on data processing:

DE: https://www.solarisgroup.com/gdpr_notice_de

EN: https://www.solarisgroup.com/gdpr_notice_en

To all recruitment agencies: Solaris does not accept unsolicited agency resumes. Please do not forward resumes to our jobs alias, Solaris employees or any other venture in our ecosystem. Solaris is not responsible for any fees related to unsolicited resumes.